Thanks Lady_Scarlet 
Lady_Scarlet wrote:I want to commend Ash:(1) for know what he did wasn't rightand(2) for doing the right thing in closing the account.If I could, I would sponsor you for membership in NFCU - integrity is one of the qualities I admire.
@haulingthescoreup wrote:
Glad to have you back among the living.
There seemed to be an ugly feeding frenzy going on here over the last several weeks, and not only were people lying to get membership, as you said, but people were just losing their minds (and possibly their credit scores) in general.
It's enough of a challenge to clean up credit and improving scores, without everyone simultaneously losing their minds and app'ing to the Greater Southwest Texas-New Mexico Armadillo Herders' Credit Union, first getting membership in the National I Heart Armadillos Society. I think you have had a plan, bizarre as it was, and pretty much stuck to it. It seemed like others were just randomly firing off apps at anything they saw.
It reminded me of the Juniper apping frenzy (the Junami) several months ago, and people are still recovering from that one. I hope most have come out of the latest without too much damage.
I get all worked up when I read all this JFCU this, and Discover that, and Amex this and that. But I have a plan, saved to my desktop, and when I get twitchy, I click on it and read it. When you're ADHD like I am, impulsive actions often result in serious damage.
you know hauling. this phenomena is one of the screwiest parts of this site. Folks go after credit cards here like sharks at feeding time.
it's kinda crazy to me that i would spend months to years cleaning up my credit only to open up a gazillion CCs. all those minimum payments and dues is just a set up for 30-day-lates, or at least that's what it seems to me.
how on earth do you all manage?
