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Established Member
BornSupercharged
Posts: 85
Registered: ‎02-08-2013
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Re: have any of you...


ryanbush wrote:

BornSupercharged wrote:

visorboy1974 wrote:

jsickz32 wrote:
By paying my insurance and phone which is 475+172=647 a month. Doing that for 3 months =1941. So i would only have to spend 1059.

Please tell me you drive a Porsche...$475 is insane for a monthly insurance premium.  


Damn even at 23 with my supercharged corvette I was only paying $300/mo, and that was with THREE cars on my policy. You must have had a lot of wrecks or something.


I'm 27 and pay 60 / month for a new Z06... 


Nice, I just turned 25 the other day. We'll be paying $180 for 3 cars including my 'vette (supercharged 800HP, just google my name and you'll find my website) starting in March.  


Total CL $179k | Budget Management | FICO Scores (TU 693) (EX 718) (EQ 729) | EIDT Me+Spouse Plan
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
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Re: have any of you...


youngandcreditwrthy wrote:
I bought a car in December lol! Renting was becoming a hassle! I didn't finance it though... So no hit to my cred ;-)

what do you mean renting? like a place like enterprise or like leasing? 

 

i pay 182 a month for full coverage. in the city just not Boston. 

Should be going down in march though since I wont be a "new" driver 

got my permit at 16 and license at 16 1/2

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Dustink
Posts: 2,980
Registered: ‎10-02-2012
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Re: have any of you...

[ Edited ]

jsickz32 wrote:
My biggest utl is my insurance for 475 a month besides my rent...im a 21 yeard old whos never home so not much spending on groceries or gas/electricity. I dont have any car loans either. My biggest spendings are gas, clothes and just going out. I can easily meet the 3k by just paying my car insurance, phone and just making it my everyday card.

WHY IS YOUR INSURANCE $475 PER MONTH!!!

 

I am 21 and my insurance is nowhere near that. I pay about $120 per month for excellent coverage on a decent car, with renters ins, and addtional liability coverage in a city.

 

I didn't pay anywhere near $475 for insurance on a new car when I was 18, let alone 21.

 

Maybe you need to shop around a bit.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
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Dustink
Posts: 2,980
Registered: ‎10-02-2012
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Re: have any of you...


jsickz32 wrote:
No wrecks or anything. I got my license when i was 19 so only 2 year driving history. I have 4 cars on my policy. All premium coverage.

That explains it a bit, but even still...wow!

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
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Re: have any of you...


ryanbush wrote:

BornSupercharged wrote:

visorboy1974 wrote:

jsickz32 wrote:
By paying my insurance and phone which is 475+172=647 a month. Doing that for 3 months =1941. So i would only have to spend 1059.

Please tell me you drive a Porsche...$475 is insane for a monthly insurance premium.  


Damn even at 23 with my supercharged corvette I was only paying $300/mo, and that was with THREE cars on my policy. You must have had a lot of wrecks or something.


I'm 27 and pay 60 / month for a new Z06... 


Sounds like you are underinsured.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012
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Re: have any of you...

I got my license when i was 19. So of course someone whos had theirs since 16 will pay less than me. 2 of those cars are turbo charged coupe cars and 2 others are trucks. With 2 years driving record i feel its a fair price for premium coverage.
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creditnocash
Posts: 2,255
Registered: ‎07-23-2012
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Re: have any of you...


Dustink wrote:

 

I am 21 and my insurance is nowhere near that. I pay about $120 per month for excellent coverage on a decent car, with renters ins, and addtional liability coverage in a city.

 


what do you drive? 

im 21 as well 22 in july

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
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Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
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Re: have any of you...


creditnocash wrote:

Dustink wrote:

 

I am 21 and my insurance is nowhere near that. I pay about $120 per month for excellent coverage on a decent car, with renters ins, and addtional liability coverage in a city.

 


what do you drive? 

im 21 as well 22 in july


I drive a 2009 Impreza. I am thinking about getting a Legacy and the 2013 Legacy is the same cost to insure as my 2009 Impreza. Insurance companies are weird. Guess they see a higher percentage of wrecks in Impreza's than in Legacy's, must mean more risk even though the Legacy's start at a higher cost.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: have any of you...


Dustink wrote:

creditnocash wrote:

Dustink wrote:

 

I am 21 and my insurance is nowhere near that. I pay about $120 per month for excellent coverage on a decent car, with renters ins, and addtional liability coverage in a city.

 


what do you drive? 

im 21 as well 22 in july


I drive a 2009 Impreza. I am thinking about getting a Legacy and the 2013 Legacy is the same cost to insure as my 2009 Impreza. Insurance companies are weird. Guess they see a higher percentage of wrecks in Impreza's than in Legacy's, must mean more risk even though the Legacy's start at a higher cost.


a coworker of mine just got a 2013 legacy =)

i agree. my mom had a 2009 rav4 and got a 2012 rav4 in august. her insurance went up 1200 for the year. the only explanation was that the car was newer and parts were more expensive. 

 

i got two quotes before i got my car. even the the corrolla i was looking into was 10k less in price the insurance was more because its "sportier" as the rep put it. 

i got a 30k camry se, and the insurance was about 600 less then the corrolla. 

i pay about 2100 for full coverage compared to the 1100 i paid for min, for my 95 integra. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
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