cancel
Showing results for 
Search instead for 
Did you mean: 

have any of you...

tag
jsickz32
Valued Contributor

Re: have any of you...

No wrecks or anything. I got my license when i was 19 so only 2 year driving history. I have 4 cars on my policy. All premium coverage.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 21 of 39
visorboy1974
Valued Contributor

Re: have any of you...


@jsickz32 wrote:
No wrecks or anything. I got my license when i was 19 so only 2 year driving history. I have 4 cars on my policy. All premium coverage.

4 cars explains it.  I was gonna say I hope it's multi-car policy.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Message 22 of 39
youngandcreditwrthy
Senior Contributor

Re: have any of you...

Lol my insurance is like $70 a month with a Mustang :-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 23 of 39
jsickz32
Valued Contributor

Re: have any of you...

@young
I thought you said you rented cars and you didnt own cars? And i have my z insure for 30k and its only insured for summer months. Other ways i would be paying even more lol.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 24 of 39
Open123
Super Contributor

Re: have any of you...


@lithium78 wrote:

@jsickz32 wrote:
Opened a new card and not spend the requirement for a sign up bonus? Im just wondering. The only card i want is the CSP and comes with a 40k if you spend 3k in 3 months. I can do that easily by paying bills and day to day expenses. But being honest i just want the card cuz its metal...also i read somewhere that a college student got in debt because of trying to meet the requirements for the sign up bonuses of multiple cards.

It only makes sense to go for the sign-up bonus if you would spend that amount of money anyway.  Spending extra for a sign-up bonus is kind of silly.


Couldn't agree with you more.  One should *only* spend what he or she was already going to spend anyway regardless of incentives.

 

Of course, these days, there are plenty of ways to spend without really spending.

Message 25 of 39
ryanbush
Valued Contributor

Re: have any of you...


@BornSupercharged wrote:

@visorboy1974 wrote:

@jsickz32 wrote:
By paying my insurance and phone which is 475+172=647 a month. Doing that for 3 months =1941. So i would only have to spend 1059.

Please tell me you drive a Porsche...$475 is insane for a monthly insurance premium.  


Damn even at 23 with my supercharged corvette I was only paying $300/mo, and that was with THREE cars on my policy. You must have had a lot of wrecks or something.


I'm 27 and pay 60 / month for a new Z06... 

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 26 of 39
Open123
Super Contributor

Re: have any of you...


@ryanbush wrote:

@BornSupercharged wrote:

@visorboy1974 wrote:

@jsickz32 wrote:
By paying my insurance and phone which is 475+172=647 a month. Doing that for 3 months =1941. So i would only have to spend 1059.

Please tell me you drive a Porsche...$475 is insane for a monthly insurance premium.  


Damn even at 23 with my supercharged corvette I was only paying $300/mo, and that was with THREE cars on my policy. You must have had a lot of wrecks or something.


I'm 27 and pay 60 / month for a new Z06... 


Yeah, at $475 per month, you need to do some price shopping.  For multi-car policies, 21st Century seems to be competitive for most.  

Message 27 of 39
jsickz32
Valued Contributor

Re: have any of you...

Its also because i live in boston. Insurance costs depend on where you live. If i were to move away from the city it would be cheaper.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 28 of 39
FutureBillionaire
Established Contributor

Re: have any of you...


@jsickz32 wrote:
Opened a new card and not spend the requirement for a sign up bonus? Im just wondering. The only card i want is the CSP and comes with a 40k if you spend 3k in 3 months. I can do that easily by paying bills and day to day expenses. But being honest i just want the card cuz its metal...also i read somewhere that a college student got in debt because of trying to meet the requirements for the sign up bonuses of multiple cards.

You just have to be strategic about running your spending through the card and when you apply. I'm going to run my taxes and property taxes through it.  I'm going to meet this comfortably.

Gas: Discover It, Penfed Platinum Rewards x2, Chase freedom, Citi TYP
Plane tickets: CSP
Groceries: AMEX BCP, Penfed Platinum Rewards,Citi TYP
Clothes: Express, Amex BCP, Discover IT
Amazon: Citi Forward, Cash +
Restaurants: Citi Forward, Chase Freedom, Discover IT, CSP
Hotels and other travel: Discover Escape, CSP
Movies: BofA travel rewards visa signature(fandango), Discover IT, Citi Forward, Freedom
Bars, clubs, tomfoolery: CSP, Citi Forward, Discover IT, Freedom
Balance transfers: Kroger 123 rewards
Bill Pay: Chase Ink Plus, Citi Forward,
Everyday spending: Bofa Accelerated cash rewards amex, Discover Escape
Message 29 of 39
youngandcreditwrthy
Senior Contributor

Re: have any of you...

I bought a car in December lol! Renting was becoming a hassle! I didn't finance it though... So no hit to my cred ;-)
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 30 of 39
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.