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here we go again.... ***UPDATED***

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madmann26
Valued Contributor

here we go again.... ***UPDATED***

New month. Asked NFCU for a 1k increase on cashRewards and got the 3-5 day message.

/sigh

Current FICO 9 Scores



Message 1 of 16
15 REPLIES 15
FocusedAndDetermined
Senior Contributor

Re: here we go again....

Hope it's approved>

Message 2 of 16
starry1
Valued Contributor

Re: here we go again....

How long since your last increase?

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 3 of 16
Rhaeny
Valued Contributor

Re: here we go again....


@madmann26 wrote:
New month. Asked NFCU for a 1k increase on cashRewards and got the 3-5 day message.

/sigh

What do you mean by new month?  What has happened in the past when you got the 3-5 message?  I've never gotten an instant but always approved.


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Message 4 of 16
madmann26
Valued Contributor

Re: here we go again....

Me too. I've got 2 CC's, an auto loan, and 5k in my checking account. Utilization is 1% reporting.

Current FICO 9 Scores



Message 5 of 16
09Lexie
Moderator Emerita

Re: here we go again....

Message 6 of 16
madmann26
Valued Contributor

Re: here we go again....

starry..

I've not received one to date.

Rhaeny..

Its been denied but I think I was requesting to much TBH.

Current FICO 9 Scores



Message 7 of 16
starry1
Valued Contributor

Re: here we go again....

Sorry they weren't biting. How old is the card?

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 8 of 16
madmann26
Valued Contributor

Re: here we go again....

Dec 2012.

Current FICO 9 Scores



Message 9 of 16
starry1
Valued Contributor

Re: here we go again....

There doesn't seem to be a lot of rhyme or reason to why navy gives some people tons of love and others don't get any.

Starting Score: 11/29/12 TU 527; EQ 565; EX 564 fako - bk7 dc'd 2/15/13
Current Score: 1/22/15 TU 645; EQ 605; EX 633 New goal 675
Cap1 sec $1k (SD) / Fingerhut $2k / Flagship $12k / cashRewards $12k / NavChek $15k / Amazon $2k / Von Maur $1k / Firestone $2.2k / BCU $3k / NFL $1k / QS1 $750 / Target $400 / PPSC $800 / Conoco $700 (last app 09/29/14)
Message 10 of 16
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