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here we go again.... ***UPDATED***

Regular Contributor

Re: here we go again....

Here's my take on this. If you have a low fico score, or have a recent bk or any other recent blemish(es), they will not increased you until you show them at least 6 months of good payments history.

 

I have been rejected for 3 cli's due to my fresh bk7. I have PIF, showed a small balance, and done multiples big payments, they still won't budge.

 

Also, I had my cards since December 2012. June, hopefully, will be the month for a cli! Don't get me wrong, they are a great credit union, and so happy to be with them!!

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Valued Contributor

Re: here we go again....

WOW!

 

I am proud to report that NFCU granted my request. I now have a $4k limit on my cash rewards.

 

Thanks goes to this forum and the people on it helping one another out.

Scores: about 700 across the board
Total CL: $275k
Senior Contributor

Re: here we go again.... ***UPDATED***

SCOOOORE! Congrats😀
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor

Re: here we go again.... ***UPDATED***

Congrats!!  Gogo NFCU!!


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Valued Contributor

Re: here we go again....


madmann26 wrote:

WOW!

 

I am proud to report that NFCU granted my request. I now have a $4k limit on my cash rewards.

 

Thanks goes to this forum and the people on it helping one another out.


Awesome!!!  NFCU rocks!

 

Congrats!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Moderator Emerita

Re: here we go again.... ***UPDATED***

Congrats!

Oohhhh dodgeball; I hear the submit button calling! Lol