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Regular Contributor
scarzy
Posts: 225
Registered: ‎04-08-2008

Re: here we go again....

[ Edited ]

Here's my take on this. If you have a low fico score, or have a recent bk or any other recent blemish(es), they will not increased you until you show them at least 6 months of good payments history.

 

I have been rejected for 3 cli's due to my fresh bk7. I have PIF, showed a small balance, and done multiples big payments, they still won't budge.

 

Also, I had my cards since December 2012. June, hopefully, will be the month for a cli! Don't get me wrong, they are a great credit union, and so happy to be with them!!

starting EQ FICO : 526 current EQ FICO : 640 starting TU FICO: 538 current TU FICO : 656

My wallet: Capital One cash rewards $1,300- ~ NFCU signature cash rewards $5,000- ~ NFCU nRewards $5,000- ~ NFCU LOC $1,000- ~ Target $200- ~ Kohl's $300- ~ Walmart $800- ~ Amazon $900- ~ Updated 6/2013

Discharged Ch7 Nov.16, 2012

Valued Contributor
madmann26
Posts: 1,402
Registered: ‎08-30-2012

Re: here we go again....

WOW!

 

I am proud to report that NFCU granted my request. I now have a $4k limit on my cash rewards.

 

Thanks goes to this forum and the people on it helping one another out.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Senior Contributor
youngandcreditwrthy
Posts: 6,154
Registered: ‎08-16-2012

Re: here we go again.... ***UPDATED***

SCOOOORE! Congrats😀
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $5k| West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Pilotdude
Posts: 955
Registered: ‎02-02-2013

Re: here we go again.... ***UPDATED***

Congrats!!  Gogo NFCU!!


NFCU #1 Fan!! NO MOAR APPS TIL 10/13 Minimum!!
TU -746, EX - 721, EQ -745
Cards:NFCU Flag Visa Sig $10000, CSP $8500, AMEX BCP $2000 Freedom $3500, Disc IT $5000, Cap 1 Green $2100, Credit 1 CLOSED! AU on Amex Green, Discover $2000, Cap One Plat $1000
Valued Contributor
Rhaeny
Posts: 1,507
Registered: ‎07-24-2011

Re: here we go again....


madmann26 wrote:

WOW!

 

I am proud to report that NFCU granted my request. I now have a $4k limit on my cash rewards.

 

Thanks goes to this forum and the people on it helping one another out.


Awesome!!!  NFCU rocks!

 

Congrats!


Major CC's - Barclay's ($5.5K) | Barclay's Sallie Mae MC ($5K) | DCU ($7.5K) | Discover IT ($1.4K) | Genisys Visa ($1.4K) | NFCU Visa ($22K) | Navcheck ($15K) | Chase Freedom ($5K) | SDFCU Visa ($8K) | Amex BCP ($9.5K) | Amex Delta ($10K) |Store CC's| -Amazon ($4K) | Catherines ($850) | JCP ($4K) | Macy's ($1.7K) | Avenue ($850) | Victoria's Secret ($1.4K) | Walmart ($4.1K) | Paypal SC ($1.3K) | HSN ($2.5) | Sears ($2.6K) | Sams Club ($4.1K) |Goal|: Age with grace to 750 across the board |Last app|: 3/3/2014
Moderator
09Lexie
Posts: 24,409
Registered: ‎09-13-2012

Re: here we go again.... ***UPDATED***

Congrats!

Oohhhh dodgeball; I hear the submit button calling! Lol

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