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high credit field on report

Regular Contributor

high credit field on report

On all of my credit cards I notice there is a section for "high credit" which appears to list the highest amount I've ever owed on that particular card. Question- does that number affect my credit score even if the amount in the High Credit field is an old balance? I have several accounts that report a zero balance but at one time or another were maxed or near maxed....

2 REPLIES
Senior Contributor

Re: high credit field on report

 


mgs2010 wrote:

On all of my credit cards I notice there is a section for "high credit" which appears to list the highest amount I've ever owed on that particular card. Question- does that number affect my credit score even if the amount in the High Credit field is an old balance? I have several accounts that report a zero balance but at one time or another were maxed or near maxed....


 

No.

 

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
Senior Contributor

Re: high credit field on report

It does not affect FICO score.   However, if you are buidling credit history, it does show usage which is good (IMO)