Reply
Regular Contributor
scrubs
Posts: 230
Registered: ‎09-09-2009

hooter credit card

post bk almost 6 months ago, applied for hooter credit card found out today i was approved!!!! the cr could not tell me what was my cl is. tu credit score is 687 (fako). only one cc showing on my cr that was orchard had about 6 months always pif, never carry a balance. still wanting for cap one too show up on my cr. does anyone know about the cl on the card?
Established Contributor
pattycake
Posts: 760
Registered: ‎04-30-2007

Re: hooter credit card

Try back in a couple of days and they may be able to tell you on the phone.  I got a $5K CL with TU of about 655.
pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749
Established Contributor
Uncle_Money
Posts: 530
Registered: ‎07-28-2008

Re: hooter credit card

Congrats on your approval!
Equifax Fico 785 as of 01/18/2012
Established Contributor
Tons_of_Debt
Posts: 610
Registered: ‎08-01-2008

Re: hooter credit card

Wow, congrats! Makes me want to apply!
08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
New Member
MonoksideC
Posts: 5
Registered: ‎05-19-2009

Re: hooter credit card

I must have gotten really unlucky, because I was denied with a 657 FICO, 1 CC, 1 secured loan, and no late payments on my credit report.  Only negative item I have is a 5-year old paid collection.
Regular Contributor
spiritcraft1
Posts: 163
Registered: ‎08-15-2008

Re: hooter credit card

Are you a homeowner?  I know that at one tiome they were decining people with a home mortgage...  not sure if that is the case still..
11/6/09 TU 724 / EX 739 (FICO from CU) / EQ 701
Established Member
adebayo
Posts: 14
Registered: ‎07-25-2009

Re: hooter credit card

I just just got approve for one 1100 credit limit and my credit score is 634:smileyhappy:

Frequent Contributor
ShowCredit
Posts: 255
Registered: ‎06-24-2008

Re: hooter credit card

 

Congratulations on your approval.  Do you know which CB they pulled?


Starting Score: EQ-686 TU 703
Current Score: EQ-695 TU 713
Goal Score: EQ-800 TU 800




href="http://ficoforums.myfico.com/fico/board/message?board.id=FC&thread.id=1">Take the FICO Fitness...
Established Member
adebayo
Posts: 14
Registered: ‎07-25-2009

Re: hooter credit card

tu and i live in md
Regular Contributor
scrubs
Posts: 230
Registered: ‎09-09-2009

Re: hooter credit card

to my surprise, i was approved so soon after bk, which was discharge in july 2009. since april, been cleaning up my cr and tu is my highest score which is 687 fako with one baddie at 3 yrs old and one inq. i live in nyc and dont own a home.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+