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Valued Contributor
Posts: 1,998
Registered: ‎03-31-2008
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Re: hooters card denied

Don't waste your time on that crappy card try Capital One.

Starting Score 3-31-08: EQ 582 TU 577 EX 625
Current Score 3-19-10: EQ 703 TU 712 EX No Clue
Goal Score: 800 By January Of 2012


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Valued Member
Posts: 32
Registered: ‎04-18-2009
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Re: hooters card denied

I have always heard that Hooters was kinda weird in their approvals, even in the best of times.
Regular Contributor
Posts: 116
Registered: ‎04-15-2009
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Re: hooters card denied

Sorry to hear about your denial.  I just applied on 4/19 and was approved for $500.  I only have 5 months of AAofA.

They did a hard pull on TU and my TU Fico score was 721. 

Valued Member
Posts: 35
Registered: ‎01-16-2009
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Re: hooters card denied

wow, only $500 for a 721 score no wonder i didnt get an approval. I had thought this card was for rebuilding credit. I cant apply for a Capitol one card i screwd that one up 3 years ago. I have a First Premier card and a Tribute card i dont like to use them very much because they have such high rates.
Established Contributor
Posts: 586
Registered: ‎03-03-2009
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Re: hooters card denied

Capital One gives second chances as they sent pre-approvals and approved my parents last year.
Regular Contributor
Posts: 116
Registered: ‎04-15-2009
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Re: hooters card denied

I know!  I thought the same thing, but since my AAofA is so low I kind of expected it.  When they rep told me what the amount was I asked if they could increase and I was told no, but to check back in 6-9 months.  I have higher limits on all of my Prime cards!  I think I am going to close ths card!
Frequent Contributor
Posts: 273
Registered: ‎06-30-2008
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Re: hooters card denied


edwtoo wrote:
wow, only $500 for a 721 score no wonder i didnt get an approval. I had thought this card was for rebuilding credit. I cant apply for a Capitol one card i screwd that one up 3 years ago. I have a First Premier card and a Tribute card i dont like to use them very much because they have such high rate

______________________________________________________________-

 

Cap1  might still approve you  I messed up  2 Cap one cards and 2 years later I have  another one  I believe they might have a preapproval page  I cant remember if they do Its been a while but they do forgive.

 

 

Valued Member
Posts: 35
Registered: ‎01-16-2009
0

Re: hooters card denied

the denial letter has said that because we refinanced our mortgage in 2005. I have never been late with my mortgage why would they say that is a problem
Established Contributor
Posts: 832
Registered: ‎03-20-2008
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Re: hooters card denied

[ Edited ]

edwtoo wrote:
the denial letter has said that because we refinanced our mortgage in 2005. I have never been late with my mortgage why would they say that is a problem

 

The dreaded mortgage refi. Hooters has issues with people either getting a new mortgage or refinancing an existing mortgage. There was quite a bit posted about this around last summer or fall I believe.
Message Edited by MsKiwi on 05-01-2009 10:27 AM
Frequent Contributor
Posts: 498
Registered: ‎01-29-2009
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Re: hooters card denied

[ Edited ]

MsKiwi wrote:

edwtoo wrote:
the denial letter has said that because we refinanced our mortgage in 2005. I have never been late with my mortgage why would they say that is a problem

 

The dreaded mortgage refi. Hooters has issues with people either getting a new mortgage or refinancing an existing mortgage. There was quite a bit posted about this around last summer or fall I believe.


Which is weird because i just bought my house in October of last year and they approved me for a card with a 1k CL last month . I also had a few inquiries and a couple of new accounts also in the last few months. 

Message Edited by Woolfman on 05-01-2009 10:54 AM

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Current Score: 761 From 12/11/2013
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