hooters...........wait or apply?????????

[Anonymous]

Who do they pull from?

What is an accepted score?

I have Cap1 (good standing 3 months), Orc (good standing 2 years), just paid my car off (5--- 30 days), student loan in defer, 2 charge off (2002), 2 collection (1pd, 1unpd)

tu-569

ex-573

eq-600

Should I wait or apply??????????????

[Anonymous]

oops the tu was 569 last month

new

tu-585

[nathan]

I would try to get to 600 first. You are pretty close. why don't you just give it may be 30 days. I have heard hooters have approved in the 500's before but its a gamble. 600 and over will be saver.

[Anonymous]

Thanks, I was going to wait to January but i heard so many things in the forum that i was going to pressure my luck.

Do you know what credit bureau they use?

[Anonymous]

I had applyed for a hooters card as well, it is still pending 2 weeks later.

[nathan]

many people have said in this forum that they pull from tu. I do not know if this depends on where you live. I am in your shoe. I want to apply for this card too but not until my tu hits 600. I am currently at 595 hoping to hit 600 by jan 08.

[Anonymous]

They pulled TU for me and I live in MI...  GL

[Anonymous]

i'm in nj

[Red1Blue]

They mostly pull TU.