Did you get instant approval. I just applied and it said it was processing my application and notified in 7 to 10 days. That usually means denial in my past experience. 
Also, what credit report did they pull?
Message Edited by BKed_Rebound on 08-09-2007 01:02 PM
BKed_Rebound wrote:Did you get instant approval. I just applied and it said it was processing my application and notified in 7 to 10 days. That usually means denial in my past experience.Also, what credit report did they pull?
Message Edited by BKed_Rebound on 08-09-2007 01:02 PM
Don't give up I got instant denial....
Experian for me..
Got the 7-10 day message. Called back in a few to check status-nothing. Called back in a week, still nothing. Told me it could take 3 weeks. I thought surly must be denial, but called 2 weeks after application and--Card was mailed yesterday. Pulled Ex. Score was 605. Limit is $1000. Moral of story--7-10 day message is not instant denial. Hang in there.
Egg, thanks for the encouraging words and the knowledge that there is still hope....I see from the other posts that they don't seem to have a problem telling you that you are instantly denied as well as approved....I will try and keep a positive mental attitude because I seem to expect the worse, but hope for the best; when it comes to getting credit that is...They pulled TU and my score is the best with them 661 so I thought it would be a slam dunk, but then I realized that I had a card with the issuing bank, Juniper, that I included in my BK.
Keeping my fingers crossed, I need a crossed eyed smiley...
BKed_Rebound wrote:They pulled TU and my score is the best with them 661 so I thought it would be a slam dunk, but then I realized that I had a card with the issuing bank, Juniper, that I included in my BK.Keeping my fingers crossed, I need a crossed eyed smiley...
The issuing bank??? do they have anything to do with Merrick Bank?
Because Merrick Bank issues the Hooter's card.
Cory
Message Edited by Cory on 08-10-2007 12:03 PM