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If on the letter, it mentions that i can get a credit report from EX, does that mean it(AMEX) pulled the report from EX ONLY?
BTW, on the amex letter, it also gives a credit score,which is really nice.
@GTT wrote:If on the letter, it mentions that i can get a credit report from EX, does that mean it(AMEX) pulled the report from EX ONLY?
BTW, on the amex letter, it also gives a credit score,which is really nice.
It maens they pulled EX
But no it does not mean they didn't pull others CB's
You would have to check your CR's to know that
It means they pulled experian and you didn't get the best rate so your entitled to a free credit report from experian.
the apr is 13.x% I believe.
The score on the report is 762 and I would believe it's a good score?
I'm waiting for my TU score on Discover IT statement.
Woah. What do you need for the best rate then? I'm guessing 780+ ?
that's really something I don't know. probably it requires a certain length of history or my scores with other bureaus are not good enough
@notfancy wrote:Woah. What do you need for the best rate then? I'm guessing 780+ ?
Which Amexx card? 13.xx is pretty low for many of their cards, BCP/BCE seem to go down to 12.99, so the difference isn't great!
BCE. it's actually 13.99%
@GTT wrote:BCE. it's actually 13.99%
That's why you received your score. DH received the BCP, no score and his APR is 12.99%
Yes, I understand I can get a report due to high apr.
But Chase didn't offer me the score but only the report although its apr is also high.