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how high?

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onthemove
Contributor

how high?

Kind of a two part question;

 

 

1) What was the lowest credit line that you started off with and how high has it gotten?

 

 

2) What is your highest limit on just ONE credit card? (Amex or any other charge card don't count!)

Message 1 of 25
24 REPLIES 24
CreditScholar
Valued Contributor

Re: how high?


@onthemove wrote:

Kind of a two part question;

 

 

1) What was the lowest credit line that you started off with and how high has it gotten?

 

 

2) What is your highest limit on just ONE credit card? (Amex or any other charge card don't count!)


1. My BofA card started at $1,000 as a classic visa, and is now at $23,200.

 

2. 25k on my United Club card.

EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Message 2 of 25
blondy250
Established Contributor

Re: how high?

Chase freedom from $1000 to $27800, in probably 10 years all auto CLI.
Fico 8 12/9/17
Equifax 850, TransUnion 842 10/30/17 , Experian 842 12/11/17 . AAOA 12 years Oldest 20
No inquires since 2014
All credit reports frozen
Fico 8 Equifax Bankcard 866 12/27/16
Message 3 of 25
jamesdwi
Valued Contributor

Re: how high?

 

 

Sams Club store card started at $800 currently at $4800 got the CLI via the luv button after  6 months.

Lots of other GE bank love all my GE cards are now over 3k all but my paypal master card started at sub 1k level

 

CapOne $500 card currently at $2000 thanks to the steps program and a $500 auto-cli after 4 years.

 

My prime cards all started north of $3k so not really amazing... highest is $7500. 

 

 

 

 

Cards: Chase Southwest 20k & CSR 17k & CSP 10k & FNBO 30k Oregon Duck 5k, & AMEX BCP 32.5k & Amex Magnet 15k&amg; Hilton Surpass 7.5k & Delta Gold 12k & Zync NPSL, Fidelity AMEX 17k Commerce5.9k & Cash Forward 7.5k & Sams Club MC 20k, Paypal Extras MC 10k, Paypal Credit 7.25k CapOne Venture 15k, QS 2.5k, QS 750, Amazon 10k, Walmart 10k, Citi Simplicity 18k, Discover IT 23k and a nice stack of store cards.
Landmarkcu Personal Loan 10k
Message 4 of 25
KIPPIE12
Established Contributor

Re: how high?

Citi, opened in 1984 at  $1500, sits at  $25000 today

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 5 of 25
enharu
Super Contributor

Re: how high?

Wells Fargo, started at 700 and now at 10.5k. I was a stupid kid who requested only 500-1000 for CLIs each time I was eligible for one. NO HPs though, so can't exactly complain either.

 

Highest 20.5k now by Citi.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 6 of 25
Dustink
Valued Contributor

Re: how high?

First credit card about 2 years ago was a $300 limit US Bank college visa. Now it is a $7,500 limit Cash+ card.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:23    


     $17k       $8.5K          Closed          $19k      $6.5k        $24.2k        Closed         $5k       Closed     $8.5k        Closed      @2.49%
Message 7 of 25
r34dy2fly
Contributor

Re: how high?

$500 from Chase was my initial credit limit when I was 18. 

Message 8 of 25
lg8302ch
Senior Contributor

Re: how high?


@onthemove wrote:

Kind of a two part question;

 

 

1) What was the lowest credit line that you started off with and how high has it gotten?

 

 

2) What is your highest limit on just ONE credit card? (Amex or any other charge card don't count!)


  • My BofA started at 500$ and is now 5K for many years - but I never asked for a CLI myself. (auto CLI only)  (being a Signature card now it does not make sense to ask for CLI as it will not report the CL anyhow and BofA has always authorized any charges even above the 5K limit) So I will leave it as it is.
  • Highest card is Citi  with 17K (starting limit)
Message 9 of 25
GeneralCucumbre
Regular Contributor

Re: how high?

When I applied for my Chase Platinum Visa seven years ago, I was given a $500 credit line.  That account has since changed over to what it is today, which is a Chase Freedom Visa Signature.  The credit line today sits at $14,300.  This credit line was increased by having it automatically done in several instances and I have combined limits from other Chase cards twice.

AMEX Green Corporate - NPSL | AMEX Everyday - $60,000
Chase Freedom Unlimited Visa Signature - $49,500 | Chase Freedom Visa Signature - $27,300 | USAA Platinum Visa - $26,000
Message 10 of 25
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