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Contributor
onthemove
Posts: 77
Registered: ‎04-18-2007
0

how high?

Kind of a two part question;

 

 

1) What was the lowest credit line that you started off with and how high has it gotten?

 

 

2) What is your highest limit on just ONE credit card? (Amex or any other charge card don't count!)

Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
0

Re: how high?


onthemove wrote:

Kind of a two part question;

 

 

1) What was the lowest credit line that you started off with and how high has it gotten?

 

 

2) What is your highest limit on just ONE credit card? (Amex or any other charge card don't count!)


1. My BofA card started at $1,000 as a classic visa, and is now at $23,200.

 

2. 25k on my United Club card.

FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Frequent Contributor
blondy250
Posts: 452
Registered: ‎01-03-2013
0

Re: how high?

Chase freedom from $1000 to $27800, in probably 10 years all auto CLI.

MyFico 4/18/14
Experian-820, Equifax-834, Transunion (Discover)--850-- 7/6/14
Aaoa-9yrs, Oldest-14yrs
1 inquiry equifax 04 Chase mortgage
"Because your FICO® score is exceptionally high, there are no actionable negative factors present with your score".
Valued Contributor
jamesdwi
Posts: 1,897
Registered: ‎09-16-2011
0

Re: how high?

 

 

Sams Club store card started at $800 currently at $4800 got the CLI via the luv button after  6 months.

Lots of other GE bank love all my GE cards are now over 3k all but my paypal master card started at sub 1k level

 

CapOne $500 card currently at $2000 thanks to the steps program and a $500 auto-cli after 4 years.

 

My prime cards all started north of $3k so not really amazing... highest is $7500. 

 

 

 

 


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Zync NPSL, Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Established Contributor
KIPPIE12
Posts: 620
Registered: ‎05-09-2009
0

Re: how high?

Citi, opened in 1984 at  $1500, sits at  $25000 today

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


Citi TY Premier 36k| Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| CapOne 15K|Chase Freedom VS 19.3k|Citi Dividend WMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Sams Discover 10k|Chase IHG Select Visa 26k|Macys 5k|Sams MasterCard 10k|Barclay Arrival Plus WEMC 10k|Chae IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k
Super Contributor
enharu
Posts: 7,002
Registered: ‎02-27-2013
0

Re: how high?

[ Edited ]

Wells Fargo, started at 700 and now at 10.5k. I was a stupid kid who requested only 500-1000 for CLIs each time I was eligible for one. NO HPs though, so can't exactly complain either.

 

Highest 20.5k now by Citi.

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
Dustink
Posts: 2,980
Registered: ‎10-02-2012
0

Re: how high?

First credit card about 2 years ago was a $300 limit US Bank college visa. Now it is a $7,500 limit Cash+ card.

Too many INQs & low AAoA so I'm off to tend the Garden.     Age:21    


     $14k          $8.5K          $7.5k          $7.5k         $6.5k             $6k             $5k            $5k             $5k              $5k           NPSL       @ 0%
New Contributor
r34dy2fly
Posts: 104
Registered: ‎03-14-2012
0

Re: how high?

$500 from Chase was my initial credit limit when I was 18. 


AMEX Platinum EMV - AMEX SPG - Chase Sapphire Preferred EMV - Chase Sapphire - Chase Slate - Discover IT - Fidelity Investments EMV - USAA World MC EMV - USAA Rate Advantage Platinum MasterCard

Last App 07/21/2014 / Chase --- Garden till at least 07/21/2016. --- EQ 771 / EX 789 / TU 788
Valued Contributor
lg8302ch
Posts: 2,795
Registered: ‎11-13-2012
0

Re: how high?

[ Edited ]

onthemove wrote:

Kind of a two part question;

 

 

1) What was the lowest credit line that you started off with and how high has it gotten?

 

 

2) What is your highest limit on just ONE credit card? (Amex or any other charge card don't count!)


  • My BofA started at 500$ and is now 5K for many years - but I never asked for a CLI myself. (auto CLI only)  (being a Signature card now it does not make sense to ask for CLI as it will not report the CL anyhow and BofA has always authorized any charges even above the 5K limit) So I will leave it as it is.
  • Highest card is Citi  with 17K (starting limit)
FICO® EQ 788 (as of today) - TU 767 (09/28) * Fako EX 789 (09/02 - CS) * last app 06/01/14 * INQ last 2 yrs TU: 5, EX: 7, EQ: 7


Move the mouse over the cards for detailed view!..................................................................* Silver Spade Garden Club member *

Regular Contributor
GeneralCucumbre
Posts: 153
Registered: ‎05-16-2012
0

Re: how high?

When I applied for my Chase Platinum Visa seven years ago, I was given a $500 credit line.  That account has since changed over to what it is today, which is a Chase Freedom Visa Signature.  The credit line today sits at $14,300.  This credit line was increased by having it automatically done in several instances and I have combined limits from other Chase cards twice.


Chase Sapphire Preferred Visa Signature - $25,000 | Chase Freedom Visa Signature - $22,000
Chase Slate Visa - $10,800 | Citi AT&T Universal MC - $13,600 | Best Buy (Citi) Card - $8,000
USAA Platinum MC - $16,000 | AMEX Everyday - $17,000
Amazon Store Card - $3,800

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