Established Contributor
Posts: 626
Registered: ‎07-29-2010

Re: how high?

onthemove wrote:

Kind of a two part question;



1) What was the lowest credit line that you started off with and how high has it gotten?


My Bank of America Platinum Plus Student Visa started at $500 and is now a BoA Cash Rewards 123 Visa Signature at $5500. 


2) What is your highest limit on just ONE credit card? (Amex or any other charge card don't count!)


My highest limit card is my First National Bank of Omaha Platinum Edition Visa at $19,000.


Discover IT $24K | FNBO Visa $20K | Citi Forward $12.5K | US Bank Cash+ Visa Sig $10K | Priceline/Barclays $10K | Amazon/Chase Visa Sig $8.3k | Citi ThankYou Preferred $6.5K | BoA Cash Rewards 1-2-3 Sig $7.5K | Sallie Mae World MC/Barclays $5K | Capital One Cash Rewards $5K | Commerce Bank $5K | WF Cash Back Visa $3.6K | Amazon/GEMB $2.5K | Younkers/Comenity $2.4K | AMEX BCE $2K Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU08 FICO (from Discover): 755, AAoA: 3.6 years
Regular Contributor
Posts: 246
Registered: ‎02-27-2013

Re: how high?

1. When I got my first card in many years in November 2012, it was a Capital One with a $300 CL.  It is now sitting at $1300 CL


2. Highest limit - my brand new, haven't even received it yet, DCU Visa - CL is $5,000.  Behind that is my Discover It @ $1500 CL

Start: (2-26): EQ 602 (Myfico) TU 579 (Credit Karma) EX 634 FAKO
Current: (7-12): EQ 690(myfico) WalmartTU 696 EX 689 (lender 6-3)
1st Goal: 680 across the board - DONE June 2013!
2nd Goal: 725 across the board
Established Contributor
Posts: 977
Registered: ‎02-03-2009

Re: how high?

[ Edited ]
My Lowe's was opened in 2008 with a $800 limit.

Highest limit is now Lowe's at $20k. Chase cards are 2nd with limits of 15.7k and 15.1k

CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.

Current Scores: EQ (6/14): 800; TU MyFico (6/14): 814; Walmart TU Fico 08 (8/7/2014): 816; EX (6/14): 775
New Contributor
Posts: 68
Registered: ‎05-23-2013

Re: how high?

Got my first CC in 2002 from Capital One.  My oldest account overall, it's sitting at the same CL of $2,000... just like the day I got it.  A true testament to Capital One... :smileylol:


Currently have a United MilagePlus and Discover IT each with $8k CLs and a BofA Visa Platinum with a $4k in addition to two other CCs with lower limits which include my CapOne.  Hoping to never have to open another revolving TL and let these newer cards with larger limits grow with me.  We'll see.

| $8k | | $8k | | $6.5k | | $4k | | $2k | | $500 |

Baseline (5/1/2013) - EX 580 | TU 599 | EQ 599 * Goals - EX 750 | TU 750 | EQ 750
Current (6/10/2013) - EX 719 | TU 722 | EQ 737
Frequent Contributor
Posts: 378
Registered: ‎10-26-2009

Re: how high?

1.  AMEX Delta Skymiles started at $2K now $25K


2.  NFCU at $30K

Starting Score: TU 672 EQ 654 10/20/09
Current Score: TU 775 EQ 783 EX 795 Dec 2013
AMEX Delta Platinum $35K, NFCU Visa Signature $30K, HHonors Reserve Visa $35K, WF $13.5K,
Epic Contributor
Posts: 20,135
Registered: ‎10-23-2007

Re: how high?

Macy's Store gives out $100 a lot.

American Eagle, Gap, Old Navy by GE give out $150 sometimes.

Fico Scores: EQ- HATE U, TU 671 GE, EX 669 Chase(09-15-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Walmart $400
Over 45 Cards in between :smileytongue:
Valued Contributor
Posts: 1,132
Registered: ‎05-17-2010

Re: how high?

Biggest jump:  Alliant Platinum Visa $500 initial, $17K now


Highest Limit:  IlliniCard Rewards Visa $26.62K

New Contributor
Posts: 65
Registered: ‎08-23-2012

Re: how high?

Opened Chase Freedom in 2000 with a $1000 limit.  Now its 38k over the lifespan of 12 years.  CLI's initated by me.


Highest card is NFCU platinum at 45k.  Started with 20k back in 2011.

NFCU Flagship - 50k | Chase Sapphire Preferred - 38k | AMEX BCE - 29.3k | Best Buy Store Card - 21k | Furniture Row - 19.7k | Lowes Card - 16k | NFCU LOC - 15k | Amazon Store - 12k | Macy's - 6000
Established Contributor
Posts: 836
Registered: ‎09-14-2012

Re: how high?

My Capital One Business Platinum started at $500.  Now it is a Spark Miles card at $10k.


Highest CL is Chase SW Siggy at $10,500

Unsecured Credit: Amex BCP $24,900; Chase Sapphire Preferred $24,200; Discover It $12,500; Chase Ink Cash $15,000; Chase Slate $13,500; Citi TYP $12,900; Amex SPG Biz $3,000; US Bank Platinum $8,600; DCU Visa $10,000; Logix FCU $15,000; Citi Home Depot $8,800; Lowes $5,000; Care Credit $6,000; Penfed Platinum Sig $16,000; Barclay Arrival Plus WEMC $5,000; Bank of America World Points Business Visa $8,000; US Bank PLOC Overdraft $1,500; US Bank Edge Rewards Business $10,000; PenFed PLOC $5,000

Frequent Contributor
Posts: 464
Registered: ‎10-29-2012

Re: how high?

1.) My first card was a BOFA Cash Rewards card that I got with a 700$ limit. I have yet to ask for a CLI (and I really don't intend to at this point.) so I've left it alone. 

2.) Currently, my highest limit is my Chase Freedom at 2,400. 

Bank of America: Cash Rewards.-1,000. 4/25/12 (CLI Increase 6/15/13), Citi: Forward- 3k. 10/27/12 (CLI on 2/8/14, SP). Discover: More- 2k. 10/27/12 (Increase 6/1/14). Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 2.4k. Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-4k.12/8/13. Last App: 1/8/14.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+