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how long does it take for new accounts to report?

Contributor

how long does it take for new accounts to report?

i just got 3 new cards in the last 2 weeks.
 
a disney visa by chase...1000k
my 2nd wamu card(MC)...2000k
sears MC  by citi bank.....4000k
 
how long will it take for them to start reporting? ive already made minor purchases like gas, on 2 of them to establish a history with those cards. my question is how long does it take to report ti the CRA's?
TU: 631, EQ: 657, EX: 674
Message 1 of 20
19 REPLIES
Regular Contributor

Re: how long does it take for new accounts to report?

How long have you received the cards?
I dont have the other two but I know Citi is really fast with reporting.
Message 2 of 20
Regular Contributor

Re: how long does it take for new accounts to report?

I have only had my wamu for about two weeks, and it has not reported yet.
Message 3 of 20
Moderator Emerita

Re: how long does it take for new accounts to report?

Bank of America was on EX the day after I was approved. Citi/Home Depot, which I got on the same day, showed up yesterday --7 1/2 weeks later.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 4 of 20
Established Contributor

Re: how long does it take for new accounts to report?

Chase usually reports after your first billing cycle, that is how it worked for me. Wamu was pretty quick. Don't know about the other one.
Message 5 of 20
Super Contributor

Re: how long does it take for new accounts to report?

Somewhere from 4 days (Juniper and TU) to 3 months (Amex when it and EX had problems) or sometimes not for years (Amex and fused)
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 6 of 20
Regular Contributor

Re: how long does it take for new accounts to report?

Sort of the same question .. I have a cap one card I have paid the balance down to about 60.00 from 282.00... But on my credit report it still shows a 282 balance ... How often does Capitol one report payment to the 3 EQ TU EX
My credit scores are killing me slowly at 640, 672 and 663 I am moving up a little bit ..
Message 7 of 20
Senior Contributor

Re: how long does it take for new accounts to report?

WaMu can take up to 3 months to report. The others should report in at most six weeks after your first statement cuts. Barclays reported before I was finished with the application. Smiley Happy
Message 8 of 20
Senior Contributor

Re: how long does it take for new accounts to report?

bevy, they should be reporting monthly to all 3 CRA's...around the 16th-19th of each month.....OR 2 or 3 days after the due date on your statement.
"Never ever, ever be late. Never" (FUTR)
Message 9 of 20
Regular Contributor

Re: how long does it take for new accounts to report?

Citi will hit Experian immediately.  Chase/Wamu I wouldn't expect for 30 days....
Message 10 of 20