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how many credit cards???

New Visitor

how many credit cards???

I use only a visa, ALL the time, but I also have a discover card open.  Should I keep it open??
4 REPLIES
Established Contributor

Re: how many credit cards???

Yes keep it open and alive..If you only have 1 other card WHY would you want to close your only other card...
New Visitor

Re: how many credit cards???

I NEVER use it... I never reach my credit card max on my other card, I pay it off completely every month, so my discover card just sits in a drawer.  It's not hard to leave it open if it helps my credit, just seems kinda useless.  This stuff is like a second language to me tho, so if you say keep it open, I will!  Smiley Wink  Thanks!!
Senior Contributor

Re: how many credit cards???


mtothef wrote:
I NEVER use it... I never reach my credit card max on my other card, I pay it off completely every month, so my discover card just sits in a drawer.  It's not hard to leave it open if it helps my credit, just seems kinda useless.  This stuff is like a second language to me tho, so if you say keep it open, I will!  Smiley Wink  Thanks!!

FTR, you must use it even for a small purchase every few months or so to ensure it is not closed by issuer for nonuse.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover
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New Visitor

Re: how many credit cards???

thank you!!