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@bs6054 wrote:
@ilovelisa wrote:
@bs6054 wrote:
@ilovelisa wrote:I have more than 30, after awhile I think it stops affecting the score. But I keep getting approved for more cards.
More than 30 inqs, 11 cards in sig. Are some inqs for other things (mortgage/loan) or are you getting rejected as well as approved!
No there all for credit cards. I'd say its been 50/50 on rejection/approval.
Just saw your Penfed Plat Rewards thread. So clearly these inquires don't matter that much as Penfed is meant to be among the most conservative. Can you try US Bank Cash Plus next!
I can't,, they said I don't live in the service area.
@ilovelisa wrote:
@bs6054 wrote:
@ilovelisa wrote:
@bs6054 wrote:
@ilovelisa wrote:I have more than 30, after awhile I think it stops affecting the score. But I keep getting approved for more cards.
More than 30 inqs, 11 cards in sig. Are some inqs for other things (mortgage/loan) or are you getting rejected as well as approved!
No there all for credit cards. I'd say its been 50/50 on rejection/approval.
Just saw your Penfed Plat Rewards thread. So clearly these inquires don't matter that much as Penfed is meant to be among the most conservative. Can you try US Bank Cash Plus next!
I can't,, they said I don't live in the service area.
Well, then move into their service area! You can't let little details get in the way.
@bs6054 wrote:
@ilovelisa wrote:
@bs6054 wrote:
@ilovelisa wrote:
@bs6054 wrote:
@ilovelisa wrote:I have more than 30, after awhile I think it stops affecting the score. But I keep getting approved for more cards.
More than 30 inqs, 11 cards in sig. Are some inqs for other things (mortgage/loan) or are you getting rejected as well as approved!
No there all for credit cards. I'd say its been 50/50 on rejection/approval.
Just saw your Penfed Plat Rewards thread. So clearly these inquires don't matter that much as Penfed is meant to be among the most conservative. Can you try US Bank Cash Plus next!
I can't,, they said I don't live in the service area.
Well, then move into their service area! You can't let little details get in the way.
maybe i will move just to get their card lol
That would be a good way for MyFico posters to prove that they were serious about app'ing! Though I guess there aren't that many good cards that are restricted to various regions. PSECU is the only other one I can think of.
That would be a really good way, and yea I can't think of any other region restricted cards.
First National bank of Omaha is region restricted, even though they keep sending me offers in the mail.
Do they have good cards?
@bs6054 wrote:Do they have good cards?
I don't think so, just your typical bank issued cards, but they sent me an offer for their Discover card, and when I applied, Instant Denial, and their letter that they sent me said, you live outside our service area. Good thing is they did not pull my credit.
I have:
TU: 10
EQ: 11
EX: 13
too many inquiries this year, i think 99% of them were from this year alone since I found this site and started rebuilding....
@ilovelisa wrote:I have more than 30, after awhile I think it stops affecting the score. But I keep getting approved for more cards.