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I have more than 30, after awhile I think it stops affecting the score. But I keep getting approved for more cards.
@ilovelisa wrote:I have more than 30, after awhile I think it stops affecting the score. But I keep getting approved for more cards.
I think u should stop......;-(
@nicholasyud wrote:
@ilovelisa wrote:I have more than 30, after awhile I think it stops affecting the score. But I keep getting approved for more cards.
I think u should stop......;-(
I know I should, but I can't help myself, i'm addicted lol
I read somewhere (which doesn't mean it's true!) that as far as score goes, the number of inquiries is put into ranges (e.g. making these up, 0, 1-2, 3-5,6+)
so after a certain point additional ones do stop impacting your SCORE. But, as staifokuzed relates, on a manual review, questions might be asked about the actual number (and may want details of each).
@ilovelisa wrote:I have more than 30, after awhile I think it stops affecting the score. But I keep getting approved for more cards.
More than 30 inqs, 11 cards in sig. Are some inqs for other things (mortgage/loan) or are you getting rejected as well as approved!
@bs6054 wrote:
@ilovelisa wrote:I have more than 30, after awhile I think it stops affecting the score. But I keep getting approved for more cards.
More than 30 inqs, 11 cards in sig. Are some inqs for other things (mortgage/loan) or are you getting rejected as well as approved!
No they're all for credit cards. I'd say its been 50/50 on rejection/approval.
@ilovelisa wrote:
@bs6054 wrote:
@ilovelisa wrote:I have more than 30, after awhile I think it stops affecting the score. But I keep getting approved for more cards.
More than 30 inqs, 11 cards in sig. Are some inqs for other things (mortgage/loan) or are you getting rejected as well as approved!
No there all for credit cards. I'd say its been 50/50 on rejection/approval.
Just saw your Penfed Plat Rewards thread. So clearly these inquires don't matter that much as Penfed is meant to be among the most conservative. Can you try US Bank Cash Plus next!