how much do you spend in a year for AF?

[Imhotrodcrazy]

Zero

[Anonymous]

Wow, I'm a bit surprised by this thread. People have a lot more AF cards than I figured. I guess that is to be expected, but 2000 towards fees seems insane to this guy.

That said smart people are probably getting some big benefits from it. I don't have any AF cards and have no plans to add one anytime soon. I do fine on rewards without them for the things I spend on. I get 5% on almost all purchases I make.

[Anonymous]

I'm pretty low. I have 2 that have fees, but negotiated one away after threatening to close. I still don't use it. Need to close it.

Capital one Quicksilver one- 39 dollars

Credit one platinum visa - 50 negotiated 0 for 1 year. Closing when I'm not switching jobs. Helped me build credit though. 

[Anonymous]

AMEX BCP - $75

Only one whose benefits are worth it for me. One the kids get older and I actually do some traveling again I'll likely look into something like the Barclay Arrival+.

[Anonymous]

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@Anonymous wrote:

AMEX BCP - $75

Only one whose benefits are worth it for me. One the kids get older and I actually do some traveling again I'll likely look into something like the Barclay Arrival+.

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I want to product change to that card. That would be so much better for me than the everyday card. The everyday is a great step for me though. 

[Aerydink]

$0 AF.  I try to keep it at zero so I can hold on to my cards forever and grow AAoA regardless of what card is worth it or not.

[heyarrnold]

$350 for Citi Prestige

$95 for CSP

$95 fo Ink - I have yet to pay this fee; retention offers always available 

$95 for Citi AA - I have yet to pay this fee. Just opened the account

$89 for Arrival + -  I have yet to pay this fee. Anniversary is in May. Will attempt to get a retention offer

$89 for US Airways - I have yet to pay this fee. Just opened the account

$95 for United - I have yet to pay this fee. Will attempt a retention offer in October. 

[MarineVietVet]

My Cap 1 card has an AF of $20. That comes out to about five cents a day.

It's my oldest card at 17 years and I have bigger battles to fight than worrying about this small amount.

[Anonymous]

The only card I have right now with an annual fee is the Venture ($59), but I've only had the card for a month so I haven't paid it yet. I will probably downgrade it to a Quicksilver when the AF rolls around.

I do plan on getting the Chase Marriott in July though ($85 AF), but I am definitely going to keep that card as long as they keep the free annual night's stay as a perk.

[SunriseEarth]

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@MarineVietVet wrote:

My Cap 1 card has an AF of $20. That comes out to about five cents a day.

It's my oldest card at 17 years and I have bigger battles to fight than worrying about this small amount.

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I know you've said before that it isn't worth the hassle of contacting the EO about, but it might be an easy fix if you did...