how much open credit line is too much?

[b_diddy]

Credit capacity is definitely different than actual debt ... a mortgage lender once told me that her ears really go up if a person has > 2.5 times open TL's (capacity) than their annual salary, or > 30% CC debt.

[EW800]

I have revolving credit lines that total about $76K, with income of about $110K.  I think I actually have too much available credit, as I only charge maybe $1500 a month and always PIF before the statement cuts (except for one account, for maximum scoring).  I do not need anywhere near what I have, but I know that it can look good to show that I am handling this CL responsibly, especially with the financial issues that my wife and I went through about three years ago.  

[Anonymous]

When I was younger, one credit card was too much.  Now I think I would be happy with half my income in CL. 

[ezdoesit]

I think this is a hard question to ask too much open credit for who?  If it is the borrower then that is a personal choice.  IMO my definition of to much would be if you started to get declined for credit cards based on too much available credit. 

My income is about 180k with 135k open credit between 5 cards not more than my annual salary but more than I feel I need.  So I might close one that I am not using much.