I think Cash+ is a worth while card. No AF, so when it is not in use you are not being charge for it.
@Dustink wrote:I think Cash+ is a worth while card. No AF, so when it is not in use you are not being charge for it.
^ this, and besides you seem to have a ton of cards already with good balances, personally I think getting too many cards are too much of a headache to manage. Depends on your income and budget etc.
Somethings over lap sometimes. what cards do you have atm? of course things are based off of what you have already would be what's recommended 
@CreditScholar wrote:Looking at the past decade or so, I'd say a truly ground-breaking card only comes around every few years or so. To qualify for this category they can't simply improve slightly on existing cards, but instead they need to offer something new, innovative, and truly functional.
1. Amex Starwood - traditionally the benchmark for travel cards. Versatility for both hotel points and airline miles, low AF and Amex customer service.
2. Chase Sapphire Preferred - similar to MR or SPG, but with arguably the best shopping portal, CSRs that don't require automated prompts to access, and combinable with the trifecta. Also the metal card definitely helps its popularity.
3. U.S. Bank Cash+ No AF Cash back card where people can select their categories. Completely different to cards like the Freedom where you are subjected to rotating quarterly categories that aren't in your control.
4. Amex Platinum - Old but among the most functional high-end travel cards for non UA fliers. Benefits are self-explanatory.
5. Amex BCE/BCP - Huge cash-back bonuses in the most popular everyday categories.
Any other cards that people see as groundbreaking?
People never talk about the US Bank Flexperks signature. To me it is a very good card and was one of my first credit cards.
It offers 2% on all purchases with some bonus categories. Add in a checking package and the rewards are even higher, it then becomes 3% on all categories.
The only problem is that to get this high of return you much purchase airline tickets at the right price point.
Oh and also, $25 incidentals credit on reward tickets.
AF waived with $2k spend per month.
The card comes with a large sign up bonus. It was like 35k points during the Olympics, but is now down to 17.5k points with referral and $2500 spend. So after the $2500 spend the card holder has $20k points or enough for a $400 airline ticket and $25 incidentals credit.
@CreditScholar wrote:Looking at the past decade or so, I'd say a truly ground-breaking card only comes around every few years or so. To qualify for this category they can't simply improve slightly on existing cards, but instead they need to offer something new, innovative, and truly functional.
1. Amex Starwood - traditionally the benchmark for travel cards. Versatility for both hotel points and airline miles, low AF and Amex customer service.
2. Chase Sapphire Preferred - similar to MR or SPG, but with arguably the best shopping portal, CSRs that don't require automated prompts to access, and combinable with the trifecta. Also the metal card definitely helps its popularity.
3. U.S. Bank Cash+ No AF Cash back card where people can select their categories. Completely different to cards like the Freedom where you are subjected to rotating quarterly categories that aren't in your control.
4. Amex Platinum - Old but among the most functional high-end travel cards for non UA fliers. Benefits are self-explanatory.
5. Amex BCE/BCP - Huge cash-back bonuses in the most popular everyday categories.
Any other cards that people see as groundbreaking?
I think you have to add the Trifecta group as a total for Sapphire, since 6months out of the year you get more than 6 points with points transfered from freedom to sapphire. Also 10 points for checking. for travel anyways, and Chase mall is amazing on NOV 28th they have 10% off at Apple Store which is nice =) best parts are taking extra 10 points per $1 spent on things like restaurant.com at good local restaurants when your already getting $50 gift certificate for $25 lol
if you won't be applying for any big loans (e.g. car or home) then by all means go ahead and apply for those cards. I got declined for both (received cash rewards from US bank instead though) and will probably app for them about one year from now (since I already did a large app spree this past summer.
Once your reports are clean, you really don't need to worry about a couple inquiries here and there. A card doesn't need to be that groundbreaking to add to your lineup especially if they are offering you $400-500+ in value for signing up.
Starting Score: ~500 (12/01/2008)