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how to avoid CLD

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Frequent Contributor

Re: how to avoid CLD


smallfry wrote:
Sorry to hear it Cheech but 8 cards with balances is a lot in this credit environment. A lot.

 

Hmmmm. You think so? I am on the horns of a dilemma now. I was about to pay off a card with slightly over 50% utilization. Or, I could pay several down below 50%, but not PIF. Or, I could pay off all the little guys. I know which would increase my FICO more, but I'm not sure if maybe just paying the little guys would "look better," you know?
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