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Is there any way to make sure an au is going to be reported? They did not ask for ss# or any other information so how will they report?. Sis put me on four or five high limit , low balance cards, I was hopeful it would it would make a big difference but I have not seen any thing yet, how long does it take?
@Anonymous wrote:Is there any way to make sure an au is going to be reported? They did not ask for ss# or any other information so how will they report?. Sis put me on four or five high limit , low balance cards, I was hopeful it would it would make a big difference but I have not seen any thing yet, how long does it take?
They have a magical way of matching you up, usually by matching your current or previous addresses. Even if you don't currently live with your sister, you most likely shared an address at one point in your life that is public record.
She can also call the credit card companies and supply your SS# to be more certain that the match is made. I know Citibank is an example of bank that doesn't ask for anything other than the name when you request an AU, but if you call customer service, they'll be glad to add the SS#. This is especially useful if you have a very common name such as John or Mary Smith.
farmerdi wrote:
Is there any way to make sure an au is going to be reported? They did not ask for ss# or any other information so how will they report?. Sis put me on four or five high limit , low balance cards, I was hopeful it would it would make a big difference but I have not seen any thing yet, how long does it take?
Wow, I did not know you could do this... So, my sister lets me use her Discover Card, but she always has to be with me if I need it ini a store. I pay it off and have access to her online account. She has excellent credit.
So, can she add me or would it hurt her credit? it would be great to have that on my report. Does anyone know what I should do or if Discover even reports an AU???
Thanks, Liz