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how to get CLI from discover without hard pull

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Anonymous
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how to get CLI from discover without hard pull

Hi I have a discover more card with a CL of $1000 which I opened in aug 2010 since then I paid everything on time no lates no nothing but they never gave me an increase.

This is the only card I have with a low CL otherwise I have Amx Blue with 5k, Citi 4k another citi 9k and a chase 4.7k.

Last time I spoke to somebody at dicover like 6months ago and asked for a CLI but the answer was,  a hard pull is required to see if you qualify for a CLI or not so I said don't do it.

Please suggest what to do ?

Regards.

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1 REPLY 1
LTomBerry
Frequent Contributor

Re: how to get CLI from discover without hard pull

Try telling them the only reason you want a CLI is to improve your FICO by decreasing utilization, and the INQ will hurt your situation. Worked for me but YMMV.


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