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i already have 2 citi bank card can i apply another one?

New Member

i already have 2 citi bank card can i apply another one?

my fico is 752 

 

 

Message 1 of 14
13 REPLIES
Regular Contributor

Re: i already have 2 citi bank card can i apply another one?

Kaysss usually for people to answer questions like that more info is needed. For example, what are your credit scores? What other cards do you have and what are the limits? How long ago did you open each one?

This kind of thing...

Starting Score: EXP 615 | TU 610 | EQ 635
Current Score: EXP 719 (lender pull 10/15) | TU 707 | EQ 700 (lender pull 10/25)
Goal Score: 740
Message 2 of 14
New Member

Re: i already have 2 citi bank card can i apply another one?

my fico is 752 

 

 

Message 3 of 14
Regular Contributor

Re: i already have 2 citi bank card can i apply another one?

Well I am sort of a newbie myself but I would say two things and the pros can correct me if I'm wrong:

1. odds are not good that Citi would approve you for another card if you are nearly maxed out on your 25k limit with them already.
2. your better bet profile-wise would be to just get limit increases on the many cards you have... and it's usually easier to get limits increased than to get approved for new cards....

Starting Score: EXP 615 | TU 610 | EQ 635
Current Score: EXP 719 (lender pull 10/15) | TU 707 | EQ 700 (lender pull 10/25)
Goal Score: 740
Message 4 of 14
New Member

Re: i already have 2 citi bank card can i apply another one?

thanks 

 

Message 5 of 14
Valued Contributor

Re: i already have 2 citi bank card can i apply another one?

You score is decent enough that you probably have decent chance to get approved on recon for a BT card. Both Citi and Chase are great at recons so I'd give it a go. 


Gardening since 7/16/14
Current: EQ 711 7/13/14; EX 724 TU 721 6/19/14
Goal: 760+
Message 6 of 14
Regular Contributor

Re: i already have 2 citi bank card can i apply another one?

Actually that is true, I forgot you have such a good score. Smiley Happy

Starting Score: EXP 615 | TU 610 | EQ 635
Current Score: EXP 719 (lender pull 10/15) | TU 707 | EQ 700 (lender pull 10/25)
Goal Score: 740
Message 7 of 14
Moderator

Re: i already have 2 citi bank card can i apply another one?

When was your last approval? Citi told me no more than 2 new accounts within 65 days.
Message 8 of 14
New Member

Re: i already have 2 citi bank card can i apply another one?

a few years ago ,i have citi thankyou card(debt 24000/ limit 25000) , can i still apply thank you perfect card.thanks

Message 9 of 14
New Member

Re: i already have 2 citi bank card can i apply another one?

thank you very much

i have citi thankyou card(debt 24000/ limit 25000) , can i still apply thank you perfect card.thanks

Message 10 of 14