i have a mastercard already approve. should i still get a secured credit card?

[josemercedes1986]

Hi everyone I have a few things my credit score is lowest than 600, My goal to try to get my score to 700 by April God wiling. This is the thing I have a capital one mastercard that they approve me. So I'm using that one to get my credit score up. But I'm also paying a bank of America Visa card. That it got cancel because of my late payments and I Max out a couple years but I catch up and I don't miss a payment anymore on it. My question is should I get secured credit card also after I finish paying  my Visa or should I just keep my Capital one mastercard. I need to get this credit score up as soon as possible?

[gdale6]

Having a balance owed on a card that is closed is killing your score as the limit is not factored into utilization figures. I would open secured as well.