Reply
Established Contributor
djrez4
Posts: 504
Registered: ‎08-28-2012

Re: i just applied for the new us bank club carlson premier rewards card.

Elephants have long memories.

Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012

Re: i just applied for the new us bank club carlson premier rewards card.


distantarray wrote:

CreditScholar wrote:

djrez4 wrote:

Bull it's going to replace the SPG.  The value of the SPG is in the points and the transferability of them.

 

Carlson points aren't worth nearly as much as Starwood points and they don't have transfer bonuses.  Starwood points transfer to United, for example, with a 5000 point bonus on a 20,000 point redemption.  For Club Carlson points, you have to transfer 10,000 points to get 1,250 airline miles.  So, each Starwood point is worth 1.25 airline miles.  Each Carlson point is worth 1/8 of an airline mile.  You have to earn 10x as many Carlson points as Starwood points to get the same value.


+1. While this card is great, SPG maintains an edge in transferability and breadth of locations at the higher end. Raddison has some nice Blu properties in Europe, but in most other places they are lacking when compared to Starwood.

+2  Starwood is the best hotel card, second would be the Hilton Surpass because it has bonus categories like Groceries where you can rack up extra points.


Starwood's major problem is the forex charges incurred when using it overseas. The fact that you can't even use it at a SPG property in another country without being slapped with forex is mind-boggling. If they eliminated forex charges from the SPG I'd apply immediately. Forex charges are what keeps me from most applying for most Amex products.
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
Regular Contributor
lakerfan2011
Posts: 162
Registered: ‎02-19-2011

Re: i just applied for the new us bank club carlson premier rewards card.

i am still waiting i called today and they said the application is under review dont know why its taking so long.


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+