12-05-2012 10:25 PM
Starwood's major problem is the forex charges incurred when using it overseas. The fact that you can't even use it at a SPG property in another country without being slapped with forex is mind-boggling. If they eliminated forex charges from the SPG I'd apply immediately. Forex charges are what keeps me from most applying for most Amex products.
CreditScholar wrote:+1. While this card is great, SPG maintains an edge in transferability and breadth of locations at the higher end. Raddison has some nice Blu properties in Europe, but in most other places they are lacking when compared to Starwood.
Bull it's going to replace the SPG. The value of the SPG is in the points and the transferability of them.
Carlson points aren't worth nearly as much as Starwood points and they don't have transfer bonuses. Starwood points transfer to United, for example, with a 5000 point bonus on a 20,000 point redemption. For Club Carlson points, you have to transfer 10,000 points to get 1,250 airline miles. So, each Starwood point is worth 1.25 airline miles. Each Carlson point is worth 1/8 of an airline mile. You have to earn 10x as many Carlson points as Starwood points to get the same value.
+2 Starwood is the best hotel card, second would be the Hilton Surpass because it has bonus categories like Groceries where you can rack up extra points.