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Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
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i know ive been making alot of threads! this is my last one.

[ Edited ]

so i called walmart yesterday...... 

asked for a bump 800 to 3k and said it would be fowarded to credit specialist or something of that nature and get a letter in 7-10 days 

no hard pull yet but i logged into my account.  

accepted 

 

Current Balance* :$0.00 
Minimum Payment Due :$0.00 
Payment Due Date :09/25/2012 
 
 
 
Available Credit* :$3,000.00 
Total Credit Limit :$3,000.00 
 
 
 
Last Payment :$184.83 
Last Payment Posted :

 

 

im so happy going to call ae and ask them too since that one is a couple weeks older. but not asking for 3k lol maybe 2500

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: i know ive been making alot of threads! this is my last one.


creditnocash wrote:

so i called walmart yesterday...... 

asked for a bump 800 to 3k and said it would be fowarded to credit specialist or something of that nature and get a letter in 7-10 days 

no hard pull yet but i logged into my account.  

accepted 

 

Current Balance* :$0.00 
Minimum Payment Due :$0.00 
Payment Due Date :09/25/2012 
 
 
 
Available Credit* :$3,000.00 
Total Credit Limit :$3,000.00 
 
 
 
Last Payment :$184.83 
Last Payment Posted :

 

 

im so happy going to call ae and ask them too since that one is a couple weeks older. but not asking for 3k lol maybe 2500


Very nice!!!

 

CONGRATS!!!!

 

That's a big CLI, did they ask anyquestions or just went ahead with it?

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
maiden_girl
Posts: 2,110
Registered: ‎12-29-2011
0

Re: i know ive been making alot of threads! this is my last one.

OO how long have you had the card before you requested the increase? Thats a nice jump! Maybe I can request that much for my Wally Discover! Hmmm..

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: i know ive been making alot of threads! this is my last one.


LS2982 wrote:


Very nice!!!

 

CONGRATS!!!!

 

That's a big CLI, did they ask anyquestions or just went ahead with it?

 


 

well they asked my income and thats it. 

 

 

just got off the phone with ae. 

got a grouchy (sounded like) 40 year old dude.

and same thing. 

asked for income before i said about any number for increase. 

and said at this time i was not aloud and would generate a letter. 

he said maybe time account was open. 

 

i laughed a little to myself. 

oh well cl now sits at 14k with 32k income. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: i know ive been making alot of threads! this is my last one.


creditnocash wrote:

LS2982 wrote:


Very nice!!!

 

CONGRATS!!!!

 

That's a big CLI, did they ask anyquestions or just went ahead with it?

 


 

well they asked my income and thats it. 

 

 

just got off the phone with ae. 

got a grouchy (sounded like) 40 year old dude.

and same thing. 

asked for income before i said about any number for increase. 

and said at this time i was not aloud and would generate a letter. 

he said maybe time account was open. 

 

i laughed a little to myself. 

oh well cl now sits at 14k with 32k income. 


Is that total CL between all CC's?

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: i know ive been making alot of threads! this is my last one.


maiden_girl wrote:

OO how long have you had the card before you requested the increase? Thats a nice jump! Maybe I can request that much for my Wally Discover! Hmmm..


ive had the card since july like 18thish i want to say. 

ive only put 2 charges last month on it. that last payment was pif for the two charges. 

 

i told them i was looking at buying a tv or two. 

which in my defense is true. 

just not until black friday or christmas time. 

 

 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: i know ive been making alot of threads! this is my last one.


LS2982 wrote:

Is that total CL between all CC's?


yes. now with that i know you didnt ask but ill post it. 

 

CC Mastercard(job card) 500 (no credit pull) 

CC Mastercard (consumer) 2000 pre approved from account opening no inquriy

Chase Freedom 500

Amex Zync 500 Hardlimit (no util effect) 

 

StoreCards

Best Buy 2500

Macy's 3000

Kohls 400(not granting cli last time i checked)

AE 400

Walmart 3000(now)

 

hopefully this will help me get out of toy limit hell. 

im done apping and attaining inq until jan 14' 

only exception being try at amex in jan. other then that will wait for another year. 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Mega Contributor
LS2982
Posts: 15,436
Registered: ‎04-09-2011
0

Re: i know ive been making alot of threads! this is my last one.


creditnocash wrote:

LS2982 wrote:

Is that total CL between all CC's?


yes. now with that i know you didnt ask but ill post it. 

 

CC Mastercard(job card) 500 (no credit pull) 

CC Mastercard (consumer) 2000 pre approved from account opening no inquriy

Chase Freedom 500

Amex Zync 500 Hardlimit (no util effect) 

 

StoreCards

Best Buy 2500

Macy's 3000

Kohls 400(not granting cli last time i checked)

AE 400

Walmart 3000(now)

 

hopefully this will help me get out of toy limit hell. 

im done apping and attaining inq until jan 14' 

only exception being try at amex in jan. other then that will wait for another year. 


Doing that by itself will get you prime cards with good starting CL's. :smileyhappy:

 




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: i know ive been making alot of threads! this is my last one.


LS2982 wrote:

creditnocash wrote:

LS2982 wrote:

Is that total CL between all CC's?


yes. now with that i know you didnt ask but ill post it. 

 

CC Mastercard(job card) 500 (no credit pull) 

CC Mastercard (consumer) 2000 pre approved from account opening no inquriy

Chase Freedom 500

Amex Zync 500 Hardlimit (no util effect) 

 

StoreCards

Best Buy 2500

Macy's 3000

Kohls 400(not granting cli last time i checked)

AE 400

Walmart 3000(now)

 

hopefully this will help me get out of toy limit hell. 

im done apping and attaining inq until jan 14' 

only exception being try at amex in jan. other then that will wait for another year. 


Doing that by itself will get you prime cards with good starting CL's. :smileyhappy:

 


i know. ive got it all exceled even age of cards in jan 14' lol 

chase denied me 3 times in 2011 because of lack of accounts lol.

so obviously went a little crazy. 

 

ill be glad when i only have 1 inq total on my reports. 

 

Current: Discover Fico 701 10/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000

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