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i know ive been making alot of threads! this is my last one.

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creditnocash
Valued Contributor

i know ive been making alot of threads! this is my last one.

so i called walmart yesterday...... 

asked for a bump 800 to 3k and said it would be fowarded to credit specialist or something of that nature and get a letter in 7-10 days 

no hard pull yet but i logged into my account.  

accepted 

 

Current Balance* :$0.00 
Minimum Payment Due :$0.00 
Payment Due Date :09/25/2012 
 
 
 
Available Credit* :$3,000.00 
Total Credit Limit :$3,000.00 
 
 
 
Last Payment :$184.83 
Last Payment Posted :

 

 

im so happy going to call ae and ask them too since that one is a couple weeks older. but not asking for 3k lol maybe 2500



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 1 of 9
8 REPLIES 8
LS2982
Mega Contributor

Re: i know ive been making alot of threads! this is my last one.


@creditnocash wrote:

so i called walmart yesterday...... 

asked for a bump 800 to 3k and said it would be fowarded to credit specialist or something of that nature and get a letter in 7-10 days 

no hard pull yet but i logged into my account.  

accepted 

 

Current Balance* :$0.00 
Minimum Payment Due :$0.00 
Payment Due Date :09/25/2012 
 
 
 
Available Credit* :$3,000.00 
Total Credit Limit :$3,000.00 
 
 
 
Last Payment :$184.83 
Last Payment Posted :

 

 

im so happy going to call ae and ask them too since that one is a couple weeks older. but not asking for 3k lol maybe 2500


Very nice!!!

 

CONGRATS!!!!

 

That's a big CLI, did they ask anyquestions or just went ahead with it?

 




EQ FICO 548 3/3/16
Message 2 of 9
maiden_girl
Valued Contributor

Re: i know ive been making alot of threads! this is my last one.

OO how long have you had the card before you requested the increase? Thats a nice jump! Maybe I can request that much for my Wally Discover! Hmmm..

As of 2017, rebuilding...
Message 3 of 9
creditnocash
Valued Contributor

Re: i know ive been making alot of threads! this is my last one.


@LS2982 wrote:


Very nice!!!

 

CONGRATS!!!!

 

That's a big CLI, did they ask anyquestions or just went ahead with it?

 


 

well they asked my income and thats it. 

 

 

just got off the phone with ae. 

got a grouchy (sounded like) 40 year old dude.

and same thing. 

asked for income before i said about any number for increase. 

and said at this time i was not aloud and would generate a letter. 

he said maybe time account was open. 

 

i laughed a little to myself. 

oh well cl now sits at 14k with 32k income. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 4 of 9
LS2982
Mega Contributor

Re: i know ive been making alot of threads! this is my last one.


@creditnocash wrote:

@LS2982 wrote:


Very nice!!!

 

CONGRATS!!!!

 

That's a big CLI, did they ask anyquestions or just went ahead with it?

 


 

well they asked my income and thats it. 

 

 

just got off the phone with ae. 

got a grouchy (sounded like) 40 year old dude.

and same thing. 

asked for income before i said about any number for increase. 

and said at this time i was not aloud and would generate a letter. 

he said maybe time account was open. 

 

i laughed a little to myself. 

oh well cl now sits at 14k with 32k income. 


Is that total CL between all CC's?

 




EQ FICO 548 3/3/16
Message 5 of 9
creditnocash
Valued Contributor

Re: i know ive been making alot of threads! this is my last one.


@maiden_girl wrote:

OO how long have you had the card before you requested the increase? Thats a nice jump! Maybe I can request that much for my Wally Discover! Hmmm..


ive had the card since july like 18thish i want to say. 

ive only put 2 charges last month on it. that last payment was pif for the two charges. 

 

i told them i was looking at buying a tv or two. 

which in my defense is true. 

just not until black friday or christmas time. 

 

 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 6 of 9
creditnocash
Valued Contributor

Re: i know ive been making alot of threads! this is my last one.


@LS2982 wrote:

Is that total CL between all CC's?


yes. now with that i know you didnt ask but ill post it. 

 

CC Mastercard(job card) 500 (no credit pull) 

CC Mastercard (consumer) 2000 pre approved from account opening no inquriy

Chase Freedom 500

Amex Zync 500 Hardlimit (no util effect) 

 

StoreCards

Best Buy 2500

Macy's 3000

Kohls 400(not granting cli last time i checked)

AE 400

Walmart 3000(now)

 

hopefully this will help me get out of toy limit hell. 

im done apping and attaining inq until jan 14' 

only exception being try at amex in jan. other then that will wait for another year. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 7 of 9
LS2982
Mega Contributor

Re: i know ive been making alot of threads! this is my last one.


@creditnocash wrote:

@LS2982 wrote:

Is that total CL between all CC's?


yes. now with that i know you didnt ask but ill post it. 

 

CC Mastercard(job card) 500 (no credit pull) 

CC Mastercard (consumer) 2000 pre approved from account opening no inquriy

Chase Freedom 500

Amex Zync 500 Hardlimit (no util effect) 

 

StoreCards

Best Buy 2500

Macy's 3000

Kohls 400(not granting cli last time i checked)

AE 400

Walmart 3000(now)

 

hopefully this will help me get out of toy limit hell. 

im done apping and attaining inq until jan 14' 

only exception being try at amex in jan. other then that will wait for another year. 


Doing that by itself will get you prime cards with good starting CL's. Smiley Happy

 




EQ FICO 548 3/3/16
Message 8 of 9
creditnocash
Valued Contributor

Re: i know ive been making alot of threads! this is my last one.


@LS2982 wrote:

@creditnocash wrote:

@LS2982 wrote:

Is that total CL between all CC's?


yes. now with that i know you didnt ask but ill post it. 

 

CC Mastercard(job card) 500 (no credit pull) 

CC Mastercard (consumer) 2000 pre approved from account opening no inquriy

Chase Freedom 500

Amex Zync 500 Hardlimit (no util effect) 

 

StoreCards

Best Buy 2500

Macy's 3000

Kohls 400(not granting cli last time i checked)

AE 400

Walmart 3000(now)

 

hopefully this will help me get out of toy limit hell. 

im done apping and attaining inq until jan 14' 

only exception being try at amex in jan. other then that will wait for another year. 


Doing that by itself will get you prime cards with good starting CL's. Smiley Happy

 


i know. ive got it all exceled even age of cards in jan 14' lol 

chase denied me 3 times in 2011 because of lack of accounts lol.

so obviously went a little crazy. 

 

ill be glad when i only have 1 inq total on my reports. 

 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 9 of 9
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