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Valued Contributor
Posts: 2,280
Registered: ‎07-23-2012
0

i mean OMG. Walmart tu monitoring.

i know it may or not be right but its whatever. 

just got my walmart card in the mail. 

activated online and directly to fico score. even though it tu08 my score was a whopping 738! 

thats 70 points. in 1 month.

 

im still only gardening but what a great way to start the day. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$6,400
Citi DC $10,000
Citizens Mastercard$7,000
Valued Contributor
Posts: 1,922
Registered: ‎06-21-2012
0

Re: i mean OMG. Walmart tu monitoring.


OlegWasHere wrote:

i know it may or not be right but its whatever. 

just got my walmart card in the mail. 

activated online and directly to fico score. even though it tu08 my score was a whopping 738! 

thats 70 points. in 1 month.

 

im still only gardening but what a great way to start the day. 


that's awesome! Congrats!! 

 

I believe that is a true FICO score albeit TU, it's still a FICO.

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Established Contributor
Posts: 930
Registered: ‎07-30-2011
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Re: i mean OMG. Walmart tu monitoring.

Congratulations!  :-)


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

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Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: i mean OMG. Walmart tu monitoring.

Congrats! Yep, that's a TU08 FICO

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



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Super Contributor
Posts: 6,627
Registered: ‎04-07-2008
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Re: i mean OMG. Walmart tu monitoring.

What you can buy on myfico.com is TU98 and wally is TU08.

 

My TU08 is about 45 points higher than TU98




Valued Contributor
Posts: 2,280
Registered: ‎07-23-2012
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Re: i mean OMG. Walmart tu monitoring.

[ Edited ]

CS800 wrote:

What you can buy on myfico.com is TU98 and wally is TU08.

 

My TU08 is about 45 points higher than TU98


as you can see i took the stumble just now. 

tu08 is 30 points higher for me. 

so even so 32 point increase is still commendable. 

16 point increase on eq even with 2 new inq. and accounts. 

 

should have all balances except one paid off by the end of this month. =)

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$6,400
Citi DC $10,000
Citizens Mastercard$7,000
Regular Contributor
Posts: 237
Registered: ‎07-13-2012
0

Re: i mean OMG. Walmart tu monitoring.

I'm going to apply for the Walmart card in a few weeks. My EQ here at myfico is 674. Was 651 last month. The score that I received from TU in June when I requested my report from them was 651. I know this is a FAKO but it seems close. Wondering if it's worth spending the $ to get my true TU FICO score from here or if the scores that I have are giving me a good idea where I'm at before I start putting out apps in 2 weeks. 

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.
Valued Member
Posts: 45
Registered: ‎03-26-2010
0

Re: i mean OMG. Walmart tu monitoring.


OlegWasHere wrote:

i know it may or not be right but its whatever. 

just got my walmart card in the mail. 

activated online and directly to fico score. even though it tu08 my score was a whopping 738! 

thats 70 points. in 1 month.

 

im still only gardening but what a great way to start the day. 


My wally TU is 62 points higher than myfico. I am wondering if any creditors out there using TU08 :smileyhappy: 

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: i mean OMG. Walmart tu monitoring.

Very nice score OP!!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
0

Re: i mean OMG. Walmart tu monitoring.

What's the TU score most lenders are using now?


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


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