i mean OMG. Walmart tu monitoring.

creditnocash · ‎08-07-2012

i know it may or not be right but its whatever.

just got my walmart card in the mail.

activated online and directly to fico score. even though it tu08 my score was a whopping 738!

thats 70 points. in 1 month.

im still only gardening but what a great way to start the day.

Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23
Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0

2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

j_casteel · ‎08-07-2012

@OlegWasHere wrote:
i know it may or not be right but its whatever.
just got my walmart card in the mail.
activated online and directly to fico score. even though it tu08 my score was a whopping 738!
thats 70 points. in 1 month.

im still only gardening but what a great way to start the day.

that's awesome! Congrats!!

I believe that is a true FICO score albeit TU, it's still a FICO.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

lithium78 · ‎08-07-2012

Congratulations! :-)

Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800
Take the FICO Fitness Challenge

webhopper · ‎08-07-2012

Congrats! Yep, that's a TU08 FICO

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!

CS800 · ‎08-07-2012

What you can buy on myfico.com is TU98 and wally is TU08.

My TU08 is about 45 points higher than TU98

creditnocash · ‎08-07-2012

@CS800 wrote:
What you can buy on myfico.com is TU98 and wally is TU08.

My TU08 is about 45 points higher than TU98

as you can see i took the stumble just now.

tu08 is 30 points higher for me.

so even so 32 point increase is still commendable.

16 point increase on eq even with 2 new inq. and accounts.

should have all balances except one paid off by the end of this month. =)

Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23
Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0

2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Anonymous · ‎08-07-2012

I'm going to apply for the Walmart card in a few weeks. My EQ here at myfico is 674. Was 651 last month. The score that I received from TU in June when I requested my report from them was 651. I know this is a FAKO but it seems close. Wondering if it's worth spending the $ to get my true TU FICO score from here or if the scores that I have are giving me a good idea where I'm at before I start putting out apps in 2 weeks.

tacaza · ‎08-07-2012

@OlegWasHere wrote:
i know it may or not be right but its whatever.
just got my walmart card in the mail.
activated online and directly to fico score. even though it tu08 my score was a whopping 738!
thats 70 points. in 1 month.

im still only gardening but what a great way to start the day.

My wally TU is 62 points higher than myfico. I am wondering if any creditors out there using TU08

LS2982 · ‎08-07-2012

Very nice score OP!!

EQ FICO 548 3/3/16

drkaje · ‎08-07-2012

What's the TU score most lenders are using now?

Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO

Take the FICO Fitness Challenge