cancel
Showing results for 
Search instead for 
Did you mean: 

i mean OMG. Walmart tu monitoring.

Valued Contributor

i mean OMG. Walmart tu monitoring.

i know it may or not be right but its whatever. 

just got my walmart card in the mail. 

activated online and directly to fico score. even though it tu08 my score was a whopping 738! 

thats 70 points. in 1 month.

 

im still only gardening but what a great way to start the day. 

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 1 of 12
11 REPLIES
Valued Contributor

Re: i mean OMG. Walmart tu monitoring.


OlegWasHere wrote:

i know it may or not be right but its whatever. 

just got my walmart card in the mail. 

activated online and directly to fico score. even though it tu08 my score was a whopping 738! 

thats 70 points. in 1 month.

 

im still only gardening but what a great way to start the day. 


that's awesome! Congrats!! 

 

I believe that is a true FICO score albeit TU, it's still a FICO.

Learning from my past and rebuilding..

BK discharged 1/10/17
scores: EQ 659 | TU 630 | EX 659

QS 3.8K | WF 500 | Cabela's 3k | ACU 500 |

Message 2 of 12
Established Contributor

Re: i mean OMG. Walmart tu monitoring.

Congratulations!  :-)


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Message 3 of 12
Moderator Emeritus

Re: i mean OMG. Walmart tu monitoring.

Congrats! Yep, that's a TU08 FICO

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Platinum Spade Garden Club Member: App Free since 1/1/13. No more apps til who knows when?
MyFICO Fitness Goal: 800s Club!



Take the myFICO Fitness Challenge
Message 4 of 12
Super Contributor

Re: i mean OMG. Walmart tu monitoring.

What you can buy on myfico.com is TU98 and wally is TU08.

 

My TU08 is about 45 points higher than TU98




Message 5 of 12
Valued Contributor

Re: i mean OMG. Walmart tu monitoring.


CS800 wrote:

What you can buy on myfico.com is TU98 and wally is TU08.

 

My TU08 is about 45 points higher than TU98


as you can see i took the stumble just now. 

tu08 is 30 points higher for me. 

so even so 32 point increase is still commendable. 

16 point increase on eq even with 2 new inq. and accounts. 

 

should have all balances except one paid off by the end of this month. =)

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9


2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000
Message 6 of 12
Regular Contributor

Re: i mean OMG. Walmart tu monitoring.

I'm going to apply for the Walmart card in a few weeks. My EQ here at myfico is 674. Was 651 last month. The score that I received from TU in June when I requested my report from them was 651. I know this is a FAKO but it seems close. Wondering if it's worth spending the $ to get my true TU FICO score from here or if the scores that I have are giving me a good idea where I'm at before I start putting out apps in 2 weeks. 

EX 638 (Lender 9/1) TA 650(Walmart 9/1) EQ 655 (FICO - 9/17)
Goal - 700 Club in '13!!!

My Wallet - Cap 1 - $300. Cap 1 - $750. Orchard - $950.
New as of 8/29 - Target - $3000. Barclay's - $2000. Merrick - $1000. Walmart $600. And as of 9/22 - JCP $200.
Message 7 of 12
Valued Member

Re: i mean OMG. Walmart tu monitoring.


OlegWasHere wrote:

i know it may or not be right but its whatever. 

just got my walmart card in the mail. 

activated online and directly to fico score. even though it tu08 my score was a whopping 738! 

thats 70 points. in 1 month.

 

im still only gardening but what a great way to start the day. 


My wally TU is 62 points higher than myfico. I am wondering if any creditors out there using TU08 Smiley Happy 

Message 8 of 12
Mega Contributor

Re: i mean OMG. Walmart tu monitoring.

Very nice score OP!!



EQ FICO 548 3/3/16
Message 9 of 12
Senior Contributor

Re: i mean OMG. Walmart tu monitoring.

What's the TU score most lenders are using now?


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 10 of 12