No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
what you can do now is used all of you credit limit and don't pay back a penny and take your famaliy move to don't care if you had a late payment in the US ,You can start your newlife over there
Edit: This was in incredibly poor taste. --Rev
@Tanyasf wrote:what you can do now is used all of you credit limit and don't pay back a penny and take your famaliy move don't care if you had a late payment in the US ,You can start your newlife over there
L@@@K !!!! I don't think it's any need in what you just said
@Tanyasf wrote:what you can do now is used all of you credit limit and don't pay back a penny and take your famaliy move to don't care if you had a late payment in the US ,You can start your newlife over there
.............
seriously, this guy has a real problem that might affect the next 7 years of his life. there's no need to troll him.
Anyways to OP: Call customer service and ask to talk to a manager / supervisor. I am not too sure how Cap1 works. be really nice, and explain it to them. They can remove it if they want to. It's entirely up to them and their business practices. If you have been a customer for a while, they are probably more willing to do it for you. Also, try contacting their executive office. Many people have said very nice things about what their EO can do.
best of luck.
I know it sucks, but it's going to hurt a lot for the next 1-2 years. After that, not so much, but you'll still see a ding on your CR. After 5-7 years, it really stops affecting your score as much as long as that's the only baddie you have.
@Tanyasf wrote:what you can do now is used all of you credit limit and don't pay back a penny and take your famaliy move to modcut. Modcut don't care if you had a late payment in the US ,You can start your newlife over there
Please keep your posts informative and helpful.
@Tanyasf wrote:what you can do now is used all of you credit limit and don't pay back a penny and take your famaliy move to don't care if you had a late payment in the US ,You can start your newlife over there
LOL
My brother attempted to get four lates from Capital One removed because he "forgets" to pay. The woman said no, but she did credit back the late fees for all of them.
@enharu wrote:seriously, this guy has a real problem that might affect the next 7 years of his life. there's no need to troll him.
I know it sucks, but it's going to hurt a lot for the next 1-2 years. After that, not so much, but you'll still see a ding on your CR. After 5-7 years, it really stops affecting your score as much as long as that's the only baddie you have.
Not sure what happened to my post! I was going to say that the above is a little too dramatic. While the late will drop scores, on manual recon, the OP can explain the circumstances and a single 30 day late can be forgiven. It depends of course on previous score and record, but I don't think the OP is necessarily in credit hell for 1-2 years.
@Shogun wrote:
@Tanyasf wrote:what you can do now is used all of you credit limit and don't pay back a penny and take your famaliy move to modcut. Modcut don't care if you had a late payment in the US ,You can start your newlife over there
Please keep your posts informative and helpful.
Doubt she will heed the advice. A lot of trolling and rudeness since joining here. Maybe there is just a translation issue, but doubt it.
“Beware of little expenses. A small leak will sink a great ship” – Benjamin Franklin
Gardening since 3-26-15