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my computer need to zap me when ever i think about apping..i havent yet but i want to i need to learn not to keep applying for cards for six months so i can get a good prime card with a good CL
You can do it, I know you can. I went 2 and a half years before I got my AMEX last Dec.
@afbar1114 wrote:my computer need to zap me when ever i think about apping..i havent yet but i want to i need to learn not to keep applying for cards for six months so i can get a good prime card with a good CL
Look at it this way. Eventually you're going to have so many inquiries that everyone is going to start denying you, and that that point you'll have no choice but to stop apping and wait a year for the inquiries to drop off. Either you can stop apping now, or you can get to that point and then be forced to garden against your will.
I really should be gardening, but reading these forums makes it hard.
@Anonymous wrote:
Look at it this way. Eventually you're going to have so many inquiries that everyone is going to start denying you, and that that point you'll have no choice but to stop apping and wait a year for the inquiries to drop off. Either you can stop apping now, or you can get to that point and then be forced to garden against your will.
I really should be gardening, but reading these forums makes it hard.
+1
You really just have to sit down and think about what your goals are and decide if you really need it. We're all tempted to apply for things, but I know that hitting that app button could prevent me from getting a mortgage.
I need one too please...
Can I buy (charge) one also please?
Hey, good point....
I wonder if the fictional company that manufactures the fictional "app zapper" offers a zero percent financing card??
Sign me up!
@afbar1114 wrote:my computer need to zap me when ever i think about apping..i havent yet but i want to i need to learn not to keep applying for cards for six months so i can get a good prime card with a good CL
Just keep in mind that the more you app, the more declines you will recieve for recent INQ's. Try to focus on 1 card every 6 months.