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i need your opinion!!!!!! asap!!!!

New Visitor

i need your opinion!!!!!! asap!!!!

hi everybody I would like to know your opinion> I just gonna turn 8 months since i opened my first cc with capital one with a limit of 300 and they increased to $ 500 anyways i would like to apply for my second cc with amex but i was wondering if is the right time to apply? thanks everybodySmiley Happy
Message 1 of 5
4 REPLIES
Regular Contributor

Re: i need your opinion!!!!!! asap!!!!

Hi hooker,  if I were you I would give that cap one a little more aged maybe in a year or another
 
six months. When apping for Amex Delta and Green is probably are the easiest and Amex mainly
 
pulls EX.
Message 2 of 5
Regular Contributor

Re: i need your opinion!!!!!! asap!!!!

How is your credit history? good payments... how long is it? I got an Amex Blue with a 710 score and a credit history of about 18 months on my longest card... which happens to be a CapitalOne $500 limit and they have never given me a CLI (I hate them)
The amex i got was a $3200 limit Smiley Happy made me happy anyway
MyFICO: TU 709, EX 710, EQ 675 as of 12/15/07
MyFICO: TU 689, EX 699, EQ 672 as of 01/24/08
MyFICO: TU 706, EX 731, EQ 701 as of 02/24/08
Message 3 of 5
Regular Contributor

Re: i need your opinion!!!!!! asap!!!!

I would wait a while before apping for that one
Word... To your Mothers... All of them

TU(2/14/09)=719 EQ(2/2/09)=696 EX(1/21/09)=704
Message 4 of 5
Contributor

Re: i need your opinion!!!!!! asap!!!!

I would wait as well I would try to get in the the low 700's or high 600's before apping...what are your scores if you don't mind?
Having credit is important if not more important than having cash!!!
Message 5 of 5