i now know...

[afbar1114]

i now know that i rebuilt my credit almost to the way i want it... i am glad i can walk in to almost any store and get credit if i need it. but i still get sad becuase the limits are so small sometimes. i hope in 6-12 months if/when i app for new credit from prime banks i can start getting bigger limits.

[Trigga]

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@afbar1114 wrote:

i now know that i rebuilt my credit almost to the way i want it... i am glad i can walk in to almost any store and get credit if i need it. but i still get sad becuase the limits are so small sometimes. i hope in 6-12 months if/when i app for new credit from prime banks i can start getting bigger limits.

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Im right there with you , but im gonna garden untill 700s ficos , well thats the plan lol !

[JusdoNit]

You will be in the 700's before you know it.

[drkaje]

Rebuilding is a long journey. Not applying, once scores start improving, is one of the most difficult steps.

[afbar1114]

i am trying my hardest not to app for anything.. i plan on maybe thats a BIG maybe for the PRgold amex..once i get my utl down a bit

[Mike360]

your gonna need quite a few years of history to get good starting limits. when i first started out i got 3 cards in the first year with $200-$500 limits. 6 years later i opened 2 new accounts last year and started out with $3K starting limits.

[afbar1114]

i have limits of 2.5k 1k 1.1k so i am hoping that will help soon... 

[webhopper]

Just hang in there! The biggest thing is not poignant and vein responsible in managing your credit. When it's time to walk away from subprime, you'll know! Good luck!

[JusdoNit]

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@drkaje wrote:

Rebuilding is a long journey. Not applying, once scores start improving, is one of the most difficult steps.

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Yes, it is.

[UpNComing]

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@drkaje wrote:

Rebuilding is a long journey. Not applying, once scores start improving, is one of the most difficult steps.

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Amen!