Credit Cards

[afbar1114]

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drkaje wrote:

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afbar1114 wrote:

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crunching_numbers wrote:

I am proud of you Appbar!

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i wish it was a SP not a HP....but i do need to get a CLI on this card soon 

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Why?

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i need to get a suit for a wedding and they have good prices on suits and if i get a 30% off coupon with no tax here in my state it will be even better

[drkaje]

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afbar1114 wrote:

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drkaje wrote:

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afbar1114 wrote:

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crunching_numbers wrote:

I am proud of you Appbar!

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i wish it was a SP not a HP....but i do need to get a CLI on this card soon 

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Why?

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i need to get a suit for a wedding and they have good prices on suits and if i get a 30% off coupon with no tax here in my state it will be even better

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Credit improvement is a slow process and you need to build a solid foundation.

There's always going to be a wedding, funeral, party, or some other reason to spend money. You can't lose sight of long term financial goals or the differences between credit, debt, and cash.

[afbar1114]

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drkaje wrote:

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afbar1114 wrote:

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drkaje wrote:

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afbar1114 wrote:

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crunching_numbers wrote:

I am proud of you Appbar!

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i wish it was a SP not a HP....but i do need to get a CLI on this card soon 

---

Why?

---

i need to get a suit for a wedding and they have good prices on suits and if i get a 30% off coupon with no tax here in my state it will be even better

---

Credit improvement is a slow process and you need to build a solid foundation.

There's always going to be a wedding, funeral, party, or some other reason to spend money. You can't lose sight of long term financial goals or the differences between credit, debt, and cash.

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yea but if one can save 30% on a 300 suit wouldnt you do it? plus i am saving up for it so i can just pay it off...plus i own no suit what so ever

[LS2982]

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afbar1114 wrote:

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drkaje wrote:

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afbar1114 wrote:

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drkaje wrote:

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afbar1114 wrote:

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crunching_numbers wrote:

I am proud of you Appbar!

---

i wish it was a SP not a HP....but i do need to get a CLI on this card soon 

---

Why?

---

i need to get a suit for a wedding and they have good prices on suits and if i get a 30% off coupon with no tax here in my state it will be even better

---

Credit improvement is a slow process and you need to build a solid foundation.

There's always going to be a wedding, funeral, party, or some other reason to spend money. You can't lose sight of long term financial goals or the differences between credit, debt, and cash.

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yea but if one can save 30% on a 300 suit wouldnt you do it? plus i am saving up for it so i can just pay it off...plus i own no suit what so ever

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Not if its going to set you back even further for your future credit goals!!!

[AndyK]

You only have to put part of the purchase on your Kohl's card to get the discount/use their coupons. Even if you have a CL of $300, it won't cause a problem. Charge $100 (or $50, or $10, whatever) on the Kohl's card and put the rest of it on one of your other cards. The cashier's at the register can do it easily, just tell them you only want to put part of the charge on the Kohl's charge card.

Granted, that won't help you online, but in store it works. That's what we do pretty much every time.

[logan_720]

Macy's has a sale on suits right now, it's save $75 when you spend $300 or more, and if you open a Macy's accounts you will save an additional 15-20%

[LS2982]

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logan_720 wrote:
Macy's has a sale on suits right now, it's save $75 when you spend $300 or more, and if you open a Macy's accounts you will save an additional 15-20%

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Don't tempt him...............I have him on a leash for 6 months!!!! NO APPS!!!!!

[jefftca925]

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LS2982 wrote:

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logan_720 wrote:
Macy's has a sale on suits right now, it's save $75 when you spend $300 or more, and if you open a Macy's accounts you will save an additional 15-20%

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Don't tempt him...............I have him on a leash for 6 months!!!! NO APPS!!!!!

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   .... breakin' out the popcorn...

[FrugalRican]

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LS2982 wrote:

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afbar1114 wrote:

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drkaje wrote:

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afbar1114 wrote:

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drkaje wrote:

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afbar1114 wrote:

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crunching_numbers wrote:

I am proud of you Appbar!

---

i wish it was a SP not a HP....but i do need to get a CLI on this card soon 

---

Why?

---

i need to get a suit for a wedding and they have good prices on suits and if i get a 30% off coupon with no tax here in my state it will be even better

---

Credit improvement is a slow process and you need to build a solid foundation.

There's always going to be a wedding, funeral, party, or some other reason to spend money. You can't lose sight of long term financial goals or the differences between credit, debt, and cash.

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yea but if one can save 30% on a 300 suit wouldnt you do it? plus i am saving up for it so i can just pay it off...plus i own no suit what so ever

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Not if its going to set you back even further for your future credit goals!!!

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+1

Besides Kohls has plenty of really nice suits for under $200 as well.

I see them on the circulars all the time, hell, my "interview suit" was bought there on sale at $168 and then an additional 20%.

[FrugalRican]

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afbar1114 wrote:

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yea but if one can save 30% on a 300 suit wouldnt you do it? plus i am saving up for it so i can just pay it off...plus i own no suit what so ever

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What's your current CL on the Kohls card you have?