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I have an orchard bank mc that I opened in May 08.
Initial CL was 300. I hit the love button 6 months in with no love, send recon letter. Was called on a Sunday morning offering a CLI of $100 with a soft inq and $25 fee. I told her paying $25 for a CLI was crazy. She offered it to me for 12.50....well I took the bait.
I have used and PIF the card every month since then. My payment is due next week and I plan to PIF as usual, but I was reading the success stories of people who called the backdoor number with great success and I am itching to call right now!!!
Besides, I just paid off my PayPal (CL400) and Target (CL200) cards and am waiting for the reporting to update. I use them and pay them every month too, but I have missed the reporting dates, so it always showed a balance.
I guess 7 days won't kill me.......
scottie_mommy wrote:
...Besides, I just paid off my PayPal (CL400) and Target (CL200) cards and am waiting for the reporting to update. I use them and pay them every month too, but I have missed the reporting dates, so it always showed a balance.
I guess 7 days won't kill me.......
I caved. I called.
I was told that my application got sent to "manual something or other" as opposed to the automated system. I was told that I would be contacted in 7-10 days.....guess we know what that means
Unless, they tried to pull EX which is frozen. Here's hoping.
My fingers will be crossed for the next 7 to 10 days