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i want i want i want....

Valued Contributor

i want i want i want....

but i cant have perfect credit yet i just need to wait...it sucks i want a freedom and BCP and my wallet would feel complete 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Message 1 of 41
40 REPLIES
Valued Contributor

Re: i want i want i want....

Paience is a virtue.  Give it time.  Smiley Happy

EQ Fico 8 - 846
TU Fico 8 - 848
EX Fico 8 - 836
Message 2 of 41
Contributor

Re: i want i want i want....


afbar1114 wrote:

but i cant have perfect credit yet i just need to wait...it sucks i want a freedom and BCP and my wallet would feel complete 


Waiting is definitely key, that way when you do apply, you get that nice "approval" you're expecting. Smiley Wink

Message 3 of 41
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Mega Contributor

Re: i want i want i want....


afbar1114 wrote:

but i cant have perfect credit yet i just need to wait...it sucks i want a freedom and BCP and my wallet would feel complete 



patience.jpg




EQ FICO 548 3/3/16
Message 4 of 41
Established Contributor

Re: i want i want i want....

If you take your time and play it smart, you'll never get another denial.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Message 5 of 41
Established Contributor

Re: i want i want i want....


LS2982 wrote:

afbar1114 wrote:

but i cant have perfect credit yet i just need to wait...it sucks i want a freedom and BCP and my wallet would feel complete 



patience.jpg



Smiley Very HappySmiley Very HappySmiley Very Happy

 

Love it!


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($29,500) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($28,000)

Experian 746 Transunion 806-- July 2017
Message 6 of 41
Regular Contributor

Re: i want i want i want....

Is it possible to get a Chase Freedom card with a prior BK? My BK was dischared January/2006. My scores are in the 675-685 range.


Starting Scores(Jan/2011): EQ 564 TU 538 EXP 576
Current Score: EQ 692 TU 728 EXP 710 (Quizzle FAKO)Goal Score: 720


Wallet: Grow Visa 500, Capital One MC 2000, Capital One MC 1250, Paypal MC 3000, Jared 10500, Kay 2000, Walmart 2050, TJX Rewards 1200
Message 7 of 41
Established Contributor

Re: i want i want i want....


randaljon wrote:

Is it possible to get a Chase Freedom card with a prior BK? My BK was dischared January/2006. My scores are in the 675-685 range.


Wondering myself...bk7 discharged in July 2005...

Message 8 of 41
Moderator Emerita

Re: i want i want i want....


amercnchopz34 wrote:

randaljon wrote:

Is it possible to get a Chase Freedom card with a prior BK? My BK was dischared January/2006. My scores are in the 675-685 range.


Wondering myself...bk7 discharged in July 2005...

If you included Chase, or any of the banks that it acquired over the years (WaMu and its predecessor Providian), you can get their basic Slate, but not a Freedom.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 9 of 41
Mega Contributor

Re: i want i want i want....

I'm interested in the Slate myself, thinking about July for the app.



EQ FICO 548 3/3/16
Message 10 of 41