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Valued Contributor
Posts: 2,179
Registered: ‎01-09-2012
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i want i want i want....

but i cant have perfect credit yet i just need to wait...it sucks i want a freedom and BCP and my wallet would feel complete 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Valued Contributor
Posts: 1,275
Registered: ‎09-22-2009
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Re: i want i want i want....

Paience is a virtue.  Give it time.  :smileyhappy:

EQ FICO - EQ08 - 850 - 01/01/15
TU FICO - TU08 - 850 - 01/01/15
EX FICO - EX08 - 850 - 01/01/15
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Contributor
Posts: 108
Registered: ‎03-04-2012
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Re: i want i want i want....


afbar1114 wrote:

but i cant have perfect credit yet i just need to wait...it sucks i want a freedom and BCP and my wallet would feel complete 


Waiting is definitely key, that way when you do apply, you get that nice "approval" you're expecting. :smileywink:

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: i want i want i want....


afbar1114 wrote:

but i cant have perfect credit yet i just need to wait...it sucks i want a freedom and BCP and my wallet would feel complete 



patience.jpg




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 731
Registered: ‎02-15-2012
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Re: i want i want i want....

If you take your time and play it smart, you'll never get another denial.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Established Contributor
Posts: 741
Registered: ‎10-04-2010
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Re: i want i want i want....


LS2982 wrote:

afbar1114 wrote:

but i cant have perfect credit yet i just need to wait...it sucks i want a freedom and BCP and my wallet would feel complete 



patience.jpg



:smileyvery-happy::smileyvery-happy::smileyvery-happy:

 

Love it!

BK in 2008, after making very stupid financial decisions.

Barclay's Apple Financing Card ($6400) --- Capital One Quicksilver ($10,000)---GEMB CareCredit ($5700) --- AUFCU ($10000)--- Walmart ($5000)

FICO Scores: TU 735 EQ 709 EX 740 (Feb 2013, all pulled by lender)

Regular Contributor
Posts: 229
Registered: ‎02-15-2011
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Re: i want i want i want....

Is it possible to get a Chase Freedom card with a prior BK? My BK was dischared January/2006. My scores are in the 675-685 range.


Starting Scores(Jan/2011): EQ 564 TU 538 EXP 576
Current Score: EQ 692 TU 728 EXP 710 (Quizzle FAKO)Goal Score: 720


Wallet: Grow Visa 500, Capital One MC 2000, Capital One MC 1250, Paypal MC 3000, Jared 10500, Kay 2000, Walmart 2050, TJX Rewards 1200
Established Contributor
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Registered: ‎10-28-2011
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Re: i want i want i want....


randaljon wrote:

Is it possible to get a Chase Freedom card with a prior BK? My BK was dischared January/2006. My scores are in the 675-685 range.


Wondering myself...bk7 discharged in July 2005...

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Registered: ‎04-01-2007
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Re: i want i want i want....


amercnchopz34 wrote:

randaljon wrote:

Is it possible to get a Chase Freedom card with a prior BK? My BK was dischared January/2006. My scores are in the 675-685 range.


Wondering myself...bk7 discharged in July 2005...

If you included Chase, or any of the banks that it acquired over the years (WaMu and its predecessor Providian), you can get their basic Slate, but not a Freedom.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: i want i want i want....

I'm interested in the Slate myself, thinking about July for the app.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
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