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Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

i want i want i want....

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‎03-10-2012 05:13 PM

but i cant have perfect credit yet i just need to wait...it sucks i want a freedom and BCP and my wallet would feel complete 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
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android01
Posts: 1,135
Registered: ‎09-22-2009

Re: i want i want i want....

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‎03-10-2012 05:15 PM

Paience is a virtue.  Give it time.  :smileyhappy:

EQ FICO - Beacon 5.0 - 817- 5/4/13
TU FICO - TU98 - 803- 5/4/13
TU FICO - TU08 - 845 - 5/13/13
EX FICO - Fair Isaac v2 - 835 - 6/1/13
EX FICO - EX08 - 846 - 6/16/13
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JaneS1123445
Posts: 108
Registered: ‎03-04-2012

Re: i want i want i want....

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‎03-10-2012 05:18 PM

afbar1114 wrote:

but i cant have perfect credit yet i just need to wait...it sucks i want a freedom and BCP and my wallet would feel complete 

Waiting is definitely key, that way when you do apply, you get that nice "approval" you're expecting. :smileywink:

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Mega Contributor
LS2982
Posts: 15,096
Registered: ‎04-09-2011

Re: i want i want i want....

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‎03-10-2012 05:24 PM

afbar1114 wrote:

but i cant have perfect credit yet i just need to wait...it sucks i want a freedom and BCP and my wallet would feel complete 


patience.jpg



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013
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Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012

Re: i want i want i want....

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‎03-10-2012 06:55 PM

If you take your time and play it smart, you'll never get another denial.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
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Established Contributor
aussiesareforever
Posts: 682
Registered: ‎10-04-2010

Re: i want i want i want....

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‎03-11-2012 01:21 PM

LS2982 wrote:
afbar1114 wrote:

but i cant have perfect credit yet i just need to wait...it sucks i want a freedom and BCP and my wallet would feel complete 


patience.jpg


:smileyvery-happy::smileyvery-happy::smileyvery-happy:

 

Love it!


Barclay's Apple Financing Card ($6400) --- Capital One Cash Rewards World Card ($6000) ---GEMB CareCredit ($5700) --- AU FCU ($6000)--- Walmart ($5000)


FICO Scores: TU 735 EQ 695 EX 740 (Feb 2013, all pulled by lender)

Mortgage in 2013- So help me God!
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randaljon
Posts: 229
Registered: ‎02-15-2011

Re: i want i want i want....

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‎03-11-2012 01:54 PM

Is it possible to get a Chase Freedom card with a prior BK? My BK was dischared January/2006. My scores are in the 675-685 range.

Starting Scores(Jan/2011): EQ 564 TU 538 EXP 576
Current Score: EQ 692 TU 728 EXP 710 (Quizzle FAKO)Goal Score: 720

Wallet: Grow Visa 500, Capital One MC 2000, Capital One MC 1250, Paypal MC 3000, Jared 10500, Kay 2000, Walmart 2050, TJX Rewards 1200
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Established Contributor
amercnchopz34
Posts: 838
Registered: ‎10-28-2011

Re: i want i want i want....

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‎03-11-2012 01:57 PM

randaljon wrote:

Is it possible to get a Chase Freedom card with a prior BK? My BK was dischared January/2006. My scores are in the 675-685 range.

Wondering myself...bk7 discharged in July 2005...

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haulingthescoreup
Posts: 28,114
Registered: ‎04-01-2007

Re: i want i want i want....

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‎03-11-2012 02:04 PM

amercnchopz34 wrote:
randaljon wrote:

Is it possible to get a Chase Freedom card with a prior BK? My BK was dischared January/2006. My scores are in the 675-685 range.

Wondering myself...bk7 discharged in July 2005...

If you included Chase, or any of the banks that it acquired over the years (WaMu and its predecessor Providian), you can get their basic Slate, but not a Freedom.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
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Mega Contributor
LS2982
Posts: 15,096
Registered: ‎04-09-2011

Re: i want i want i want....

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‎03-11-2012 02:20 PM

I'm interested in the Slate myself, thinking about July for the app.


Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score: EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 684 / EQ FICO 664 / TU08 FICO 687 / TU98 FICO 672 / TU VS 711 6/16/2013
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