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Valued Contributor
afbar1114
Posts: 2,174
Registered: ‎01-09-2012

i was bad

i was bad i apped for chase freedom but because my reports are frozen i was able to have it go to TU only like 7 inqs. its with the chase exec recon right now. to see if they can aprove me for it or not. if not they are going to be swaping slate for freedom. 


In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
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Community Leader
Epic Contributor
haulingthescoreup
Posts: 28,112
Registered: ‎04-01-2007

Re: i was bad

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Frequent Contributor
mmduluth
Posts: 320
Registered: ‎05-17-2011

Re: i was bad

EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

Cap1 Platinum (1000) Macy’s (2000) Chase Freedom (3000) Kohls (600) Best Buy (2700) Amex BCE (5500) Chase Sapphire (5000) CarCare1 (1600) Discover IT (4000)
Established Contributor
emptypockets
Posts: 511
Registered: ‎02-03-2009

Re: i was bad


mmduluth wrote:

Lol :smileyhappy:
CC's: AMEX Delta/BCP/HH, Alliant Visa, PenFed AMEX, Nordstrom Sig Visa, Lowe's, BBRZ Plat, US Bank Visa Sig Cash+, Chase CSP/Freedom/Marriott, UMB Visa, Dillard's AMEX, US Airways MC, Barclay's NFL Visa, Home Depot, Citi Diamond Pref./Dividend, Discover More, Walmart Discover, Cabela's Visa, Cap One Cash Rewards Visa, BOA Better Balance Rewards MC, Jared, Kohl's, Macy's.

Current Scores: EQ (3/2/13): 755; TU (MyFico 3/2/13):749; Walmart TU Fico 08 (5/13/13): 791; EX (8/21/12 AMEX pull): 779
Valued Contributor
android01
Posts: 1,110
Registered: ‎09-22-2009

Re: i was bad

[ Edited ]

afbar1114 wrote:

i was bad i apped for chase freedom but because my reports are frozen i was able to have it go to TU only like 7 inqs. its with the chase exec recon right now. to see if they can aprove me for it or not. if not they are going to be swaping slate for freedom. 


Some day you'll learn.  :smileymad:

 

EDITED to say: Maybe not.

EQ FICO - Beacon 5.0 - 817- 5/4/13
TU FICO - TU98 - 803- 5/4/13
TU FICO - TU08 - 845 - 5/13/13
EX FICO - Fair Isaac v2 - 839 - 5/11/13
Established Contributor
crunching_numbers
Posts: 1,026
Registered: ‎02-15-2012

Re: i was bad

Appbar, what happened to waiting so that you would get a good CL? Not to mention you are going to take ANOTHER FICO hit. You were just complaining in another thread that you want better limits. You will never get them this way. Even if they approve you, which is still not decided, it will only be for like $500 or something. You agreed it was best to wait.

 

WHY APPBAR???? WHY????


Starting Score: 693 TU FICO, 679 EQ FICO
Current Score: 748 TU(12/12), 771 TU98 , 824 TU08 FICO, 776 EQ FICO , 735 EX(9/12) FICO
Goal Score: 750+, but shooting for the 800's

my wallet: Hyatt Visa Sig ($23K), B&N World MC ($17.3K), Amex RP Gold (NPSL w/ S&T), Hilton Surpass (10K), Freedom Visa Sig ($8.6K), Discover It ($8K), Amex BCP ($9K), FNBO Visa (13.1K), Citi Dia Pref MC ($3.7K),Sam's D ($8.5K), Walmart D ($7.5K), JCP($5.3K), Dicks MC ($2K)
Established Contributor
logan_720
Posts: 606
Registered: ‎02-02-2012

Re: i was bad

[ Edited ]

emptypockets wrote:

mmduluth wrote:

Lol :smileyhappy:

Abbar strikes again! I want so badly to app for this card, but I have been waiting patiently!

 

On another note, I hope you get it, and with a reasonable limit!! Too bad LS isn't here...

Regular Contributor
Lambo23
Posts: 238
Registered: ‎04-16-2012

Re: i was bad

Valued Contributor
RyVision
Posts: 1,230
Registered: ‎04-15-2011

Re: i was bad

Hauling....... The eating popcorn emoticon was really inappropriate.  The face slapping on the other hand sort of worked!

 

Oh, I'm sure LS will show up at some point Logan, at least I hope so LOL.  He has the experience to guide Appbar better than most of us. 

 

And yes, I was refraining from using the term "Appbar" since you were trying to garden Afbar.  I too hope they give you a decent limit, out of some fluke of some kind, but that after this one, you actually garden and let what you have grow a bit as inq's fall off. 

 

Appy (yes, you know who you are), you need to hold off the submit button before you get CLD, AA'd, closed etc by your other cards. I doubt that you'd consider that a step in the direction you want your credit history to go. :smileyindifferent:  I say this because I don't want to see you go down that road either, think of most of your accounts being closed and how that would reverse, not just slow, your credit building goal.

 

You should look at the long term goal, in 6 to 12 months, you might consider asking one of them for a CLI, that means no appying between now and then. During that time, if you treat them well (which I hope you plan to), you may even see an auto CLI of some kind before you request one, but not if you keep appying.

Valued Contributor
drkaje
Posts: 2,900
Registered: ‎07-25-2008

Re: i was bad

Sigh.


Starting Score: 675
Current Score: EX 753 FICO, EQ 750 FICO
Goal Score: 776 FICO


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