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if an account is closed due to inactivity is that bad?

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creditwatcher2012
Frequent Contributor

if an account is closed due to inactivity is that bad?

I have a fingerhut account I opened in March, Have absolutely NO CLUE why I opened it, I think they sent me something in the mail, I NEVER USED IT? what should I do?

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maiden_girl
Valued Contributor

Re: if an account is closed due to inactivity is that bad?

No it isn't Smiley Happy

 

It'll just show as "account closed by credit grantor". It will be in good standing so no. I had a BML account that I closed.

As of 2017, rebuilding...
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Revelate
Moderator Emeritus

Re: if an account is closed due to inactivity is that bad?

It's older than six months, I'd just close it personally if I didn't want it.  Being passive with my credit management is not what I want to show to an underwriter personally, but I may be clinically paranoid on it frankly: it possibly doesn't make any difference.

 




        
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