07-23-2008 09:11 AM
07-23-2008 09:29 AM
Nice! You've read my mind. I was just saying to BF the other day that Best Buy and Circuit City let you order online and pick up in store, so that would be great! I am happy to hear they are on the list. Can't wait to get my card so I can log in to the shopdiscover site. If you aren't logged in, you can't really see much!
I have the Open Road card and love it!
I've made 2 purchases with it so far: a dvd at BestBuy that I bought from ShopDiscover.com and simply went to the store and picked it up, and a fill up at a gas station. With those 2 purchases I have already racked up $5 in cash back.
Make sure to check shopdiscover.com. They actually have good merchants there with 5-10 percent back. I live within half a mile of Best Buy, so I simply order through shopdiscover.com with in store pickup as the option to rack up 5 percent every time.
07-23-2008 10:25 AM
07-23-2008 10:28 AM
Thanks for the advice. I think I'll be in good shape. During the month I run a lot through my cards, but always PIF, or like i said a portion may accidentally report, but next month PIF. Oooh, CC and BB on the site, wait till I tell dear BF. He's a computer geek and also into the big fancy TV's and all that stuff. Hehe. I must confess I do love blu-ray movies!
thrasher865 wrote:Discover will hold a grudge if you've burned them, but they are not anywhere near as finicky about how you handle your cards. As long as you don't get into trouble, they don't care if you carry a balance, of course you need to pay above the minimum. Don't let the balance just simmer for years, that will get any CCC mad at you.And you'll be pleased to know that Circuit City is also on shopdiscover.com I think they offer a 5% back, I dont remember.
07-23-2008 10:31 AM
07-23-2008 01:08 PM
Same story here. I had a Discover in college and defaulted on it. I loved that card...and they were so nice in every letter they sent trying to collect on it. But seriously, don't mess up with discover because it has been 4 years and they denied me last year. I want it back bad!
landocalrissian wrote:Also bear in mind that this is a DISCOVER card. For some of us, this is a difficult card to acquire. I cant get one right now and I had one way back in college that I screwed up. That one was paid off by my mom. Please, keep this card clean. In all seriousness.
Message Edited by landocalrissian on 07-23-2008 08:19 AM
07-23-2008 05:01 PM
07-23-2008 05:05 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.