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Hello, Everytime i ask for a cli they ask me for my income info and i say 35k but I dont got documents to prove that if asked because im self employed.
do you think there range between income and how high limit a person can have acording to his income. ?
Yes, income is considered in setting a limit, but like anything else, it is not the only factor.
Do you file taxes? You can use your tax returns to prove your income.
If you have high scores, sometimes you can get good CLs with a low income.
An example is a $15K CL with a $25K income.
@Gatortrout wrote:
LOL so you don't even file taxes? Wow.
Even if you are not filing taxes I suppose you could show them deposits of you have a bank account.
Why do you not have documemts/file taxes?
no, I dont file taxes at the moment, i will in the future of course
@user5387 wrote:
If you have high scores, sometimes you can get good CLs with a low income.
An example is a $15K CL with a $25K income.
I would love to hear more about it!
@too-much-time wrote:
@user5387 wrote:
If you have high scores, sometimes you can get good CLs with a low income.
An example is a $15K CL with a $25K income.
I would love to hear more about it!
me too
Some peoples' total CLs are higher than their annual income. Income is certainly a factor in your CLs, but it is not a cutoff.
@blackhawk2 wrote:Some peoples' total CLs are higher than their annual income.
If you add in all the unused cards I have because I used them for interest free loans, then my CL is higher than my income
As it was said, income is not the only factor in having your credit limit set.
Best example I can give is my grandmother; she has a total credit limit of ~$65,000, with a $16.7K income.
TU: 818 EX: 809 EQ: 801