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increasing interest rates on pre qualified offers (citi,BofA)

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Kenny
Moderator Emeritus

Re: increasing interest rates on pre qualified offers (citi,BofA)


@scottwagnon wrote:

anyone have any problems with this. i still get the best offers from chase, but citi offers are now at 22 percent and bankamericard is out.


I simply don't get preapproval offers on the internet. My actual approvals have all been exceptional APRs, though. I guess that's all that matters. Whether or not I care a balance or not -- which if it's not 0% I make a habit of NOT doing. lol

Message 11 of 12
mongstradamus
Super Contributor

Re: increasing interest rates on pre qualified offers (citi,BofA)


@KennyRS wrote:

@scottwagnon wrote:

anyone have any problems with this. i still get the best offers from chase, but citi offers are now at 22 percent and bankamericard is out.


I simply don't get preapproval offers on the internet. My actual approvals have all been exceptional APRs, though. I guess that's all that matters. Whether or not I care a balance or not -- which if it's not 0% I make a habit of NOT doing. lol


Are we talking about in mail pre approvals or the online variety at CC websites? For online sites i am getting 22.99 % apr. My credit is fairly clean so i think they throw out that number for everybody?



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EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 12 of 12
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