@CreditScholar wrote:I always carry the 4 I have in my sig when travelling internationally. I could probably get away with 3, but I wouldn't take any fewer than that just in case.
In what scenario would you need more than 2 cards? I'm interested in hearing different perspectives. 
@HiLine wrote:
@CreditScholar wrote:I always carry the 4 I have in my sig when travelling internationally. I could probably get away with 3, but I wouldn't take any fewer than that just in case.
In what scenario would you need more than 2 cards? I'm interested in hearing different perspectives.
Here is an example for you based on a true story:
I took my Mom and Sister to Thailand. While there my sister was involved in a terrible accident. Her emergency care and hospital treatment had to be paid in full before they would release her passport.
*8/10/13
@HiLine wrote:
@CreditScholar wrote:I always carry the 4 I have in my sig when travelling internationally. I could probably get away with 3, but I wouldn't take any fewer than that just in case.
In what scenario would you need more than 2 cards? I'm interested in hearing different perspectives.
I always carry 5 cards...
Amazon pays for Sushi at Sushi train. Discover pays for Dollar General purchases and Sams Club purchases + the occassional stop at the local smoke shop. Amex pays for everything. Amex Lowes stays in either my wallet or DH wallet. Usually his because he is taking care of biz for me while I'm at work. NFCU in case I need to buy a new car while I'm out shopping 
Actually NFCU stays home about half the time. When I travel out of state I bring Amex, Discover, and the Visa
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
@s_rob7488 wrote:
One for daily use, rest in hotel? Ill have some cash as needed with me and pry DL and thats it. Maybe debit card if i need more cash. Any tips for my trip? Going to london for the heck of it.
I'm moving to London for the summer, I can't wait.
@HiLine wrote:
@CreditScholar wrote:I always carry the 4 I have in my sig when travelling internationally. I could probably get away with 3, but I wouldn't take any fewer than that just in case.
In what scenario would you need more than 2 cards? I'm interested in hearing different perspectives.
Sure, I'll offer 2 scenerios.
After I meet my 10k annual spend for the JPM ritz, the only cards I use on a daily basis are my CSP and United Club. CSP gets all travel, dining and UR purchases and the United Club gets everything else. These would be my "essential two". A couple of scenerios though for carrying more when overseas:
* A few months ago we landed in BKK at around 3 AM. The THAI business lounges didn't open until 5:30 AM, and we didn't want to be stuck in the terminal for 2.5 hours. We used the JPM RC card to gain access to an independent lounge through the Lounge Club benefit.
* If something happens with a bank or there are network issues, it's always good to keep another card handy from a different lender. If my Chase cards suddenly stopped working for whatever reason, I could still use my BofA card in an emergency. This reasoning could also apply if you're carrying Amex cards and get hit by a FR unexpectedly, etc.
@dodfire wrote:
@HiLine wrote:
@CreditScholar wrote:I always carry the 4 I have in my sig when travelling internationally. I could probably get away with 3, but I wouldn't take any fewer than that just in case.
In what scenario would you need more than 2 cards? I'm interested in hearing different perspectives.
Here is an example for you based on a true story:
I took my Mom and Sister to Thailand. While there my sister was involved in a terrible accident. Her emergency care and hospital treatment had to be paid in full before they would release her passport.
In that scenario, would it suffice to carry a card with a really high limit, say 25k limit, or NPSL/flexible spending card?
I'll be going abroad soon, and like most other posters, intend to bring all my cards for extra safety (more chances to access cash as needed).
PROTIP: Write down the international support number located on the back of each card, and put that paper/iPad note/etc somewhere safe while you travel. Never know when you'll need to confirm a denied transaction, cancel a lost card, order a replacement, etc. Enjoy your trip!
Starting Score: 608 (2015)
@HiLine wrote:
@dodfire wrote:
@HiLine wrote:
@CreditScholar wrote:I always carry the 4 I have in my sig when travelling internationally. I could probably get away with 3, but I wouldn't take any fewer than that just in case.
In what scenario would you need more than 2 cards? I'm interested in hearing different perspectives.
Here is an example for you based on a true story:
I took my Mom and Sister to Thailand. While there my sister was involved in a terrible accident. Her emergency care and hospital treatment had to be paid in full before they would release her passport.
In that scenario, would it suffice to carry a card with a really high limit, say 25k limit, or NPSL/flexible spending card?
HiLine - In this scenario it cost me about $15k. So, I would suggest having a minimum of $20k - $25k available for emergencies. I learned the hard way that they do not accept any type of insurance from the USA or Travel insurance. It was a "pay for it now" and work it out with your insurance company later.