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Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: is a bofa card considered a prime card?

Do you bank with BofA? Your banker might have signed you up for it by telling you he's going to sign up for some total package for you when you opened your checkings or whatever and that included the credit app.

You might have not realized it and signed it as well.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Regular Contributor
Posts: 104
Registered: ‎02-23-2013
0

Re: is a bofa card considered a prime card?

I've been on a app spree and just didn't remember applying that's terrible...lol
NFCU $10k Amex Gold Jared $3000 PC Richards $1500 Discover IT $1200 NYCO $1600 BOFA $1000 Macys $1000 Credit One $1000 Victorias Secret $1350 Walmart $900 Target $800 Capital One $750 JCrew $700 Paypal $600 Best Buy Mastercard $500 Barclays $500 Amazon Store Card $480
Regular Contributor
Posts: 104
Registered: ‎02-23-2013
0

Re: is a bofa card considered a prime card?

And the only way I remembered is that I got a score watch update but when I applied I was originally denied or got a message that they would get back to me with a response smh!!! In the garden I go....
NFCU $10k Amex Gold Jared $3000 PC Richards $1500 Discover IT $1200 NYCO $1600 BOFA $1000 Macys $1000 Credit One $1000 Victorias Secret $1350 Walmart $900 Target $800 Capital One $750 JCrew $700 Paypal $600 Best Buy Mastercard $500 Barclays $500 Amazon Store Card $480
Super Contributor
Posts: 7,132
Registered: ‎02-27-2013
0

Re: is a bofa card considered a prime card?

well it was probably pending and you got approved!

 

grats on the approval!

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Community Leader
Senior Contributor
Posts: 5,072
Registered: ‎11-13-2012
0

Re: is a bofa card considered a prime card?

congrats on the approval! it must have been a hell of an app spree that you did not recall Smiley Happy
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Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
0

Re: is a bofa card considered a prime card?

Id say they are PRIME but im a BofA fan so yeah lol
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Regular Contributor
Posts: 104
Registered: ‎02-23-2013
0

Re: is a bofa card considered a prime card?

Sorta I app'd for about 5 cards I think and got approved for all....except Amex so in the garden I go...Loving this forum....
NFCU $10k Amex Gold Jared $3000 PC Richards $1500 Discover IT $1200 NYCO $1600 BOFA $1000 Macys $1000 Credit One $1000 Victorias Secret $1350 Walmart $900 Target $800 Capital One $750 JCrew $700 Paypal $600 Best Buy Mastercard $500 Barclays $500 Amazon Store Card $480
Member
Posts: 92
Registered: ‎04-04-2013
0

Re: is a bofa card considered a prime card?

I personally HATE everything Bank of Amuirka has to offer, their only good card the Asiana credit card got severely nerfed late last year. But personally for a rule of thumb, I would say anything over 5k limit would be a prime card or a NSPL.

Member
Posts: 92
Registered: ‎04-04-2013
0

Re: is a bofa card considered a prime card?


jsickz32 wrote:
Id say they are PRIME but im a BofA fan so yeah lol

with your credit knowledge I have to shake my head at this comment =P

Regular Contributor
Posts: 120
Registered: ‎03-14-2013
0

Re: is a bofa card considered a prime card?

BofA is one of the "Big Four" banks along with Chase, Citi, and Wells Fargo. I would consider any of the cards in their main lineup to be prime. Most big banks also offer student cards and new to credit or rebuilder cards. These may target people with lower scores or thin files but keep in mind that they will grow with you over time. This is very different from subprime cards where that rarely or never happens.

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