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Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013

Re: is a bofa card considered a prime card?

Do you bank with BofA? Your banker might have signed you up for it by telling you he's going to sign up for some total package for you when you opened your checkings or whatever and that included the credit app.

You might have not realized it and signed it as well.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
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Pastryprincessnails
Posts: 72
Registered: ‎02-23-2013

Re: is a bofa card considered a prime card?

I've been on a app spree and just didn't remember applying that's terrible...lol

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Pastryprincessnails
Posts: 72
Registered: ‎02-23-2013

Re: is a bofa card considered a prime card?

And the only way I remembered is that I got a score watch update but when I applied I was originally denied or got a message that they would get back to me with a response smh!!! In the garden I go....

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Super Contributor
enharu
Posts: 6,889
Registered: ‎02-27-2013

Re: is a bofa card considered a prime card?

well it was probably pending and you got approved!

 

grats on the approval!

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
lg8302ch
Posts: 2,469
Registered: ‎11-13-2012

Re: is a bofa card considered a prime card?

congrats on the approval! it must have been a hell of an app spree that you did not recall :smileyhappy:
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Valued Contributor
jsickz32
Posts: 1,987
Registered: ‎06-25-2012

Re: is a bofa card considered a prime card?

Id say they are PRIME but im a BofA fan so yeah lol
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New Contributor
Pastryprincessnails
Posts: 72
Registered: ‎02-23-2013

Re: is a bofa card considered a prime card?

Sorta I app'd for about 5 cards I think and got approved for all....except Amex so in the garden I go...Loving this forum....

Starting Score:TU 629 EQ 639 Ex LP 619
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Member
hayabusa
Posts: 92
Registered: ‎04-04-2013

Re: is a bofa card considered a prime card?

I personally HATE everything Bank of Amuirka has to offer, their only good card the Asiana credit card got severely nerfed late last year. But personally for a rule of thumb, I would say anything over 5k limit would be a prime card or a NSPL.

Member
hayabusa
Posts: 92
Registered: ‎04-04-2013

Re: is a bofa card considered a prime card?


jsickz32 wrote:
Id say they are PRIME but im a BofA fan so yeah lol

with your credit knowledge I have to shake my head at this comment =P

Regular Contributor
bluedog1
Posts: 120
Registered: ‎03-14-2013

Re: is a bofa card considered a prime card?

BofA is one of the "Big Four" banks along with Chase, Citi, and Wells Fargo. I would consider any of the cards in their main lineup to be prime. Most big banks also offer student cards and new to credit or rebuilder cards. These may target people with lower scores or thin files but keep in mind that they will grow with you over time. This is very different from subprime cards where that rarely or never happens.


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