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is a bofa card considered a prime card?

Super Contributor

Re: is a bofa card considered a prime card?

Do you bank with BofA? Your banker might have signed you up for it by telling you he's going to sign up for some total package for you when you opened your checkings or whatever and that included the credit app.

You might have not realized it and signed it as well.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 11 of 31
Regular Contributor

Re: is a bofa card considered a prime card?

I've been on a app spree and just didn't remember applying that's terrible...lol
NFCU $17k Amex Gold Jared $3k PC Richards $1500 Discover IT $1800 NYCO $3k BOFA $4500 Macys $2400 Credit One $1450 Victorias Secret $2950 Walmart $4k Target $800 Capital One $1850 JCrew $8700 Paypal $600 Best Buy Mastercard $1500 Barclays $1430 Amazon Store Card $480 Amazon Visa $4k The Limited $1050 Old Navy $5k Overstock $1150 Citibank Dc $1700 Raymour and Flanigan $2500 Chase Freedom $1k Chase Slate $3200
Message 12 of 31
Regular Contributor

Re: is a bofa card considered a prime card?

And the only way I remembered is that I got a score watch update but when I applied I was originally denied or got a message that they would get back to me with a response smh!!! In the garden I go....
NFCU $17k Amex Gold Jared $3k PC Richards $1500 Discover IT $1800 NYCO $3k BOFA $4500 Macys $2400 Credit One $1450 Victorias Secret $2950 Walmart $4k Target $800 Capital One $1850 JCrew $8700 Paypal $600 Best Buy Mastercard $1500 Barclays $1430 Amazon Store Card $480 Amazon Visa $4k The Limited $1050 Old Navy $5k Overstock $1150 Citibank Dc $1700 Raymour and Flanigan $2500 Chase Freedom $1k Chase Slate $3200
Message 13 of 31
Super Contributor

Re: is a bofa card considered a prime card?

well it was probably pending and you got approved!

 

grats on the approval!

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 14 of 31
Senior Contributor

Re: is a bofa card considered a prime card?

congrats on the approval! it must have been a hell of an app spree that you did not recall Smiley Happy
Message 15 of 31
Valued Contributor

Re: is a bofa card considered a prime card?

Id say they are PRIME but im a BofA fan so yeah lol
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 16 of 31
Regular Contributor

Re: is a bofa card considered a prime card?

Sorta I app'd for about 5 cards I think and got approved for all....except Amex so in the garden I go...Loving this forum....
NFCU $17k Amex Gold Jared $3k PC Richards $1500 Discover IT $1800 NYCO $3k BOFA $4500 Macys $2400 Credit One $1450 Victorias Secret $2950 Walmart $4k Target $800 Capital One $1850 JCrew $8700 Paypal $600 Best Buy Mastercard $1500 Barclays $1430 Amazon Store Card $480 Amazon Visa $4k The Limited $1050 Old Navy $5k Overstock $1150 Citibank Dc $1700 Raymour and Flanigan $2500 Chase Freedom $1k Chase Slate $3200
Message 17 of 31
Member

Re: is a bofa card considered a prime card?

I personally HATE everything Bank of Amuirka has to offer, their only good card the Asiana credit card got severely nerfed late last year. But personally for a rule of thumb, I would say anything over 5k limit would be a prime card or a NSPL.

Message 18 of 31
Member

Re: is a bofa card considered a prime card?


jsickz32 wrote:
Id say they are PRIME but im a BofA fan so yeah lol

with your credit knowledge I have to shake my head at this comment =P

Message 19 of 31
Regular Contributor

Re: is a bofa card considered a prime card?

BofA is one of the "Big Four" banks along with Chase, Citi, and Wells Fargo. I would consider any of the cards in their main lineup to be prime. Most big banks also offer student cards and new to credit or rebuilder cards. These may target people with lower scores or thin files but keep in mind that they will grow with you over time. This is very different from subprime cards where that rarely or never happens.

Message 20 of 31