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is it better for apply for Chase while logged into banking?

Valued Contributor

Re: is it better for apply for Chase while logged into banking?

When i applied for the Freedom i was not logging into my chase banking account ( had it for 3 years) They pulled EQ and EX, my scores at the time were EQ:620 EX:660

60k/year income, Utlization around 15%. I had to recon and got a CL of $1000. Hope this helps.


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Frequent Contributor

Re: is it better for apply for Chase while logged into banking?

Since you have 10 yr history with chase I think you shud go to a local branch you usually go to and apply there. Tell them you relationship and maybe they will give you better promotion offers!!!

BCE- 34500 -BOA 123 48000 -Freedom unlimited-35000- Citi Forward- 50000 -Citi DC- 98000-Prestige 50000-CSR 35000
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Valued Contributor

Re: is it better for apply for Chase while logged into banking?

You might as well apply while logged in. This ensures that Chase sees your relationship and properly combines the account (should it be approved) with your eixsting ones.

TU FICO: 800 (2/1/14) | CK Score: 802 (2/1/14) | CS Score: 805 (2/1/14)

J.P. Morgan Palladium ($250k) | AmEx Platinum (NPSL) | AmEx SPG Personal/Business ($50k/$50k) | Citi Executive AAdvantage WEMC ($50k) | Citi Dividend WEMC ($50k) | Chase Sapphire Preferred VS ($50k) | Chase Ink Bold WEMC ($50k Flex) | Chase Ink Plus WEMC ($25k) | Chase Freedom VS ($25k) | Chase Freedom WMC ($25k) | Chase MileagePlus Explorer ($25k) | Chase Southwest RR Plus Business/Personal ($15k/$15k) | Barclays US Airways ($25k) | Barclays Hawaiian Airlines ($25k) | BofA Alaska Airlines ($10k) | Lexus Financial Services ($30k) | Mercedes-Benz Financial Services ($50k)
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Valued Contributor

Re: is it better for apply for Chase while logged into banking?


bribro wrote:

You might as well apply while logged in. This ensures that Chase sees your relationship and properly combines the account (should it be approved) with your eixsting ones.


Agreed! (if you choose to app online)

 

 

FICO 08-EX: 746 TU: 752 EQ: 750 AAoA: 4yrs TLs: 40 Neg: 0

Credit Limits: $300,000+
Miles: 400,000+
MRPs: 200,000+
Cash Back: $2,000+