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is it to soon to apply?

Valued Member

is it to soon to apply?

Ive had my firat and only credit card from capital one with 750 limit now for about 7 months. I would like to apply for a walmart card or a furniture store card. My cresit karma os 734 with 3 inquiry and no bads at all. Do u think I could get another card or is my history still to limited?
On my way! $FG
Message 1 of 14
13 REPLIES
Epic Contributor

Re: is it to soon to apply?


coroc wrote:
Ive had my firat and only credit card from capital one with 750 limit now for about 7 months. I would like to apply for a walmart card or a furniture store card. My cresit karma os 734 with 3 inquiry and no bads at all. Do u think I could get another card or is my history still to limited?

If Walmart would be useful for you anyway, then I say get it because the free monthly TU Fico Score is great.  I suggest 3 Cards and if you are 7 months in on Cap1, Then I say hit Walmart RIGHT NOW in 2012!

how about a Discover iT card? or have you checked the new Pre-Qual on Chase' Website... I have seen that work for 2 people -- its a true offer.

Message 2 of 14
New Contributor

Re: is it to soon to apply?

I believe you will be ok. You have the credit score in line. Its worth a shot. If you miss, the creditor will tell you what youre missing.

Message 3 of 14
Valued Contributor

Re: is it to soon to apply?

It's should be 50/50 change.

Try some other credit union.

App everything at once and garden Smiley Very Happy


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 4 of 14
Epic Contributor

Re: is it to soon to apply?


nicholasyud wrote:

It's should be 50/50 change.

Try some other credit union.

App everything at once and garden Smiley Very Happy


You should be good for a American Express Green Charge Card too or Gold... they want 6 months on at least 1 credit card that I have seen and heard from friends.

Message 5 of 14
Valued Member

Re: is it to soon to apply?

Thank you everybody for the ideas!Smiley Wink im definitely gonna app for a walmart card. I could use it I shop there very often. Hope I get it thank u!
On my way! $FG
Message 6 of 14
Valued Member

Re: is it to soon to apply?

Just approved for walmart discover 1000$ limit! So happy! On my way to the top! Lol
On my way! $FG
Message 7 of 14
Valued Contributor

Re: is it to soon to apply?

Congrats on the approval for the Discover version, nice limit too! Smiley Happy

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 8 of 14
Established Contributor

Re: is it to soon to apply?

Congrats for the Discover version!!!

 

yay!! Smiley Very Happy

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 9 of 14
Frequent Contributor

Re: is it to soon to apply?

congrats on the wally disc, great limit too.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
Message 10 of 14