Reply
Valued Member
Posts: 64
Registered: ‎11-01-2012
0

is it to soon to apply?

Ive had my firat and only credit card from capital one with 750 limit now for about 7 months. I would like to apply for a walmart card or a furniture store card. My cresit karma os 734 with 3 inquiry and no bads at all. Do u think I could get another card or is my history still to limited?
On my way! $FG
Epic Contributor
Posts: 24,407
Registered: ‎10-23-2007
0

Re: is it to soon to apply?


coroc wrote:
Ive had my firat and only credit card from capital one with 750 limit now for about 7 months. I would like to apply for a walmart card or a furniture store card. My cresit karma os 734 with 3 inquiry and no bads at all. Do u think I could get another card or is my history still to limited?

If Walmart would be useful for you anyway, then I say get it because the free monthly TU Fico Score is great.  I suggest 3 Cards and if you are 7 months in on Cap1, Then I say hit Walmart RIGHT NOW in 2012!

how about a Discover iT card? or have you checked the new Pre-Qual on Chase' Website... I have seen that work for 2 people -- its a true offer.

Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
83 Cards and Counting :smileytongue:
Valued Member
Posts: 45
Registered: ‎02-01-2011
0

Re: is it to soon to apply?

I believe you will be ok. You have the credit score in line. Its worth a shot. If you miss, the creditor will tell you what youre missing.

Valued Contributor
Posts: 1,738
Registered: ‎08-13-2012
0

Re: is it to soon to apply?

It's should be 50/50 change.

Try some other credit union.

App everything at once and garden :smileyvery-happy:


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Epic Contributor
Posts: 24,407
Registered: ‎10-23-2007
0

Re: is it to soon to apply?


nicholasyud wrote:

It's should be 50/50 change.

Try some other credit union.

App everything at once and garden :smileyvery-happy:


You should be good for a American Express Green Charge Card too or Gold... they want 6 months on at least 1 credit card that I have seen and heard from friends.

Fico Scores: EQ- 670., TU 705 Sync, EX 728 SoFi(05/04/15)
I'm just trying to catch up to RON1
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
83 Cards and Counting :smileytongue:
Valued Member
Posts: 64
Registered: ‎11-01-2012
0

Re: is it to soon to apply?

Thank you everybody for the ideas!:smileywink: im definitely gonna app for a walmart card. I could use it I shop there very often. Hope I get it thank u!
On my way! $FG
Valued Member
Posts: 64
Registered: ‎11-01-2012
0

Re: is it to soon to apply?

Just approved for walmart discover 1000$ limit! So happy! On my way to the top! Lol
On my way! $FG
Valued Contributor
Posts: 2,789
Registered: ‎10-10-2012
0

Re: is it to soon to apply?

Congrats on the approval for the Discover version, nice limit too! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 816 EX 780 TU 823
App free since 4/11/13
Established Contributor
Posts: 869
Registered: ‎07-04-2012
0

Re: is it to soon to apply?

Congrats for the Discover version!!!

 

yay!! :smileyvery-happy:

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Frequent Contributor
Posts: 463
Registered: ‎06-13-2012
0

Re: is it to soon to apply?

congrats on the wally disc, great limit too.

01/06/2015 Walmart TU 726
01/06/2015MyFico EQ 705
01/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $12K, CareCredit $13.2K, Chase Freedom $5000, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $4K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $7800
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.