Reply
Established Member
coroc
Posts: 58
Registered: ‎11-01-2012

is it to soon to apply?

Ive had my firat and only credit card from capital one with 750 limit now for about 7 months. I would like to apply for a walmart card or a furniture store card. My cresit karma os 734 with 3 inquiry and no bads at all. Do u think I could get another card or is my history still to limited?
Mega Contributor
Creditaddict
Posts: 11,042
Registered: ‎10-23-2007

Re: is it to soon to apply?


coroc wrote:
Ive had my firat and only credit card from capital one with 750 limit now for about 7 months. I would like to apply for a walmart card or a furniture store card. My cresit karma os 734 with 3 inquiry and no bads at all. Do u think I could get another card or is my history still to limited?

If Walmart would be useful for you anyway, then I say get it because the free monthly TU Fico Score is great.  I suggest 3 Cards and if you are 7 months in on Cap1, Then I say hit Walmart RIGHT NOW in 2012!

how about a Discover iT card? or have you checked the new Pre-Qual on Chase' Website... I have seen that work for 2 people -- its a true offer.

Waiting is so Overrated! :smileytongue:
Valued Member
frddlawson
Posts: 45
Registered: ‎02-01-2011

Re: is it to soon to apply?

I believe you will be ok. You have the credit score in line. Its worth a shot. If you miss, the creditor will tell you what youre missing.

Valued Contributor
nicholasyud
Posts: 1,598
Registered: ‎08-13-2012

Re: is it to soon to apply?

It's should be 50/50 change.

Try some other credit union.

App everything at once and garden :smileyvery-happy:


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800


Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k

Mega Contributor
Creditaddict
Posts: 11,042
Registered: ‎10-23-2007

Re: is it to soon to apply?


nicholasyud wrote:

It's should be 50/50 change.

Try some other credit union.

App everything at once and garden :smileyvery-happy:


You should be good for a American Express Green Charge Card too or Gold... they want 6 months on at least 1 credit card that I have seen and heard from friends.

Waiting is so Overrated! :smileytongue:
Established Member
coroc
Posts: 58
Registered: ‎11-01-2012

Re: is it to soon to apply?

Thank you everybody for the ideas!:smileywink: im definitely gonna app for a walmart card. I could use it I shop there very often. Hope I get it thank u!
Established Member
coroc
Posts: 58
Registered: ‎11-01-2012

Re: is it to soon to apply?

Just approved for walmart discover 1000$ limit! So happy! On my way to the top! Lol
Valued Contributor
Epcot
Posts: 2,592
Registered: ‎10-10-2012

Re: is it to soon to apply?

Congrats on the approval for the Discover version, nice limit too! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 777 EX 767 TU 771
App free since 4/11/12
Established Contributor
CruzImperial
Posts: 860
Registered: ‎07-04-2012

Re: is it to soon to apply?

Congrats for the Discover version!!!

 

yay!! :smileyvery-happy:

Fico Scores: . Walmart TU 724 . App free since Aug 2012 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCP 6k | Citi Forward 3k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 6k | Discover Walmart 4.9k | Barclays Apple 2.5k | BoA CR 800
Frequent Contributor
wreith
Posts: 325
Registered: ‎06-13-2012

Re: is it to soon to apply?

congrats on the wally disc, great limit too.

03/07/2013 Walmart TU 702
03/07/2013 MyFico EQ 694
01/28/2013 USAA FAKO EX 728, EQ 715, TU 703
In my wallet Discover It $1200, USAA Cash Rewards AMEX $7K, USAA Rewards Platinum MC $7K, CareCredit $3K, Chase Freedom $1400, Walmart $2300, Lowes $800, HSN $1450, Macys Red Star Store $1800, Paypal smart connect $600, VS Angelcard $500, Amazon Store $1200, AMEX Green NPSL, BCE $1K.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+