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Valued Member
coroc
Posts: 64
Registered: ‎11-01-2012

is it to soon to apply?

Ive had my firat and only credit card from capital one with 750 limit now for about 7 months. I would like to apply for a walmart card or a furniture store card. My cresit karma os 734 with 3 inquiry and no bads at all. Do u think I could get another card or is my history still to limited?
On my way! $FG
Mega Contributor
Creditaddict
Posts: 18,939
Registered: ‎10-23-2007

Re: is it to soon to apply?


coroc wrote:
Ive had my firat and only credit card from capital one with 750 limit now for about 7 months. I would like to apply for a walmart card or a furniture store card. My cresit karma os 734 with 3 inquiry and no bads at all. Do u think I could get another card or is my history still to limited?

If Walmart would be useful for you anyway, then I say get it because the free monthly TU Fico Score is great.  I suggest 3 Cards and if you are 7 months in on Cap1, Then I say hit Walmart RIGHT NOW in 2012!

how about a Discover iT card? or have you checked the new Pre-Qual on Chase' Website... I have seen that work for 2 people -- its a true offer.

Fico Scores: EQ 657 Cabelas, TU 653 Barclay, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Express $300
Over 30 Cards in between :smileytongue:
Valued Member
frddlawson
Posts: 45
Registered: ‎02-01-2011

Re: is it to soon to apply?

I believe you will be ok. You have the credit score in line. Its worth a shot. If you miss, the creditor will tell you what youre missing.

Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012

Re: is it to soon to apply?

It's should be 50/50 change.

Try some other credit union.

App everything at once and garden :smileyvery-happy:


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Mega Contributor
Creditaddict
Posts: 18,939
Registered: ‎10-23-2007

Re: is it to soon to apply?


nicholasyud wrote:

It's should be 50/50 change.

Try some other credit union.

App everything at once and garden :smileyvery-happy:


You should be good for a American Express Green Charge Card too or Gold... they want 6 months on at least 1 credit card that I have seen and heard from friends.

Fico Scores: EQ 657 Cabelas, TU 653 Barclay, EX 699 Wells (07-27-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Express $300
Over 30 Cards in between :smileytongue:
Valued Member
coroc
Posts: 64
Registered: ‎11-01-2012

Re: is it to soon to apply?

Thank you everybody for the ideas!:smileywink: im definitely gonna app for a walmart card. I could use it I shop there very often. Hope I get it thank u!
On my way! $FG
Valued Member
coroc
Posts: 64
Registered: ‎11-01-2012

Re: is it to soon to apply?

Just approved for walmart discover 1000$ limit! So happy! On my way to the top! Lol
On my way! $FG
Valued Contributor
Epcot
Posts: 2,783
Registered: ‎10-10-2012

Re: is it to soon to apply?

Congrats on the approval for the Discover version, nice limit too! :smileyhappy:

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Established Contributor
CruzImperial
Posts: 863
Registered: ‎07-04-2012

Re: is it to soon to apply?

Congrats for the Discover version!!!

 

yay!! :smileyvery-happy:

Fico Scores: . Walmart TU 748 . App free since Aug 2013 .

Cap One Journey 500 | Discover IT 1k | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 6k | Barclays Apple 2.5k | BoA CR 800 | CSP 7.2k
Frequent Contributor
wreith
Posts: 453
Registered: ‎06-13-2012

Re: is it to soon to apply?

congrats on the wally disc, great limit too.

03/10/2014 Walmart TU 724
09/07/2013 MyFico EQ 684
03/10/2014 USAA FAKO EX 728, EQ 728, TU 728
Discover It $1700, USAA Cash Rewards AMEX $11K, USAA Rewards Platinum MC $11K, CareCredit $10.2K, Chase Freedom $1900, Walmart $4500, Lowes $9800, QVC $1200, HSN $2350, Macys Red Star Store $2900, Paypal smart connect $4022, VS Angelcard $1200, Amazon Store $2500, BCE $1K, Sam's Club Discover $8500, Home Depot $7200, FNBO AMEX $5300

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