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Established Member
Posts: 17
Registered: ‎08-21-2007
0

is one credit card really enough

i just received my first credit card ...it was from a credit union for $5000 credit limit with a 12.50 fixed rate.... my credit scores are between 712 and 730.. do you recommend getting anymore or would that one raise my score significantly higher. thanks in advance
Established Contributor
Posts: 739
Registered: ‎06-30-2007
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Re: is one credit card really enough

[ Edited ]
to me 2 or 3 is optiamal
 
1
A visa or mc that carries a rate your willing carry a balance on.
 
2 another visa or mc, that has a rewards program that fits you, chrage on it like crazy, but still to be able to pay it off every month
 
3 If you want a AMEX or Discover get that and use your visa/mc rewards card as backup


Message Edited by rbbyrbsn on 10-03-2007 10:17 AM
People say "Only apply for credit you NEED"

I say "apply for credit you have PRATICAL use of"

I don't have AMEX card because I don't want a card that suffers from PMS
Moderator Emeritus
Posts: 5,436
Registered: ‎03-10-2007
0

Re: is one credit card really enough

It all depends on what your needs are. Are you looking for rewards? Cash Back? Electronics? Special Financing offers?
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