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declined, she said they went off a soft pull from 1/26/13 and the reasons listed on feb,march,april and now mays decline are the same. We wont pull a hard inquiry because we have a soft on file.... mam its 4+months old. reply: oh well, you have a great card with us and we encourge you to use it more.... ummmm I put 11.5k in april and pif and im at 7k for this month. She said im sure you will get approved eveuntualy but your score is a 696 and its to low for us. K thanks good bye.....click
@swpopham wrote:declined, she said they went off a soft pull from 1/26/13 and the reasons listed on feb,march,april and now mays decline are the same. We wont pull a hard inquiry because we have a soft on file.... mam its 4+months old. reply: oh well, you have a great card with us and we encourge you to use it more.... ummmm I put 11.5k in april and pif and im at 7k for this month. She said im sure you will get approved eveuntualy but your score is a 696 and its to low for us. K thanks good bye.....click
1/26/13 wow that ridiculous....sorry
@myjourney wrote:
@swpopham wrote:declined, she said they went off a soft pull from 1/26/13 and the reasons listed on feb,march,april and now mays decline are the same. We wont pull a hard inquiry because we have a soft on file.... mam its 4+months old. reply: oh well, you have a great card with us and we encourge you to use it more.... ummmm I put 11.5k in april and pif and im at 7k for this month. She said im sure you will get approved eveuntualy but your score is a 696 and its to low for us. K thanks good bye.....click
1/26/13 wow that ridiculous....sorry
oh well try again next month lol!
@swpopham wrote:
@myjourney wrote:
@swpopham wrote:declined, she said they went off a soft pull from 1/26/13 and the reasons listed on feb,march,april and now mays decline are the same. We wont pull a hard inquiry because we have a soft on file.... mam its 4+months old. reply: oh well, you have a great card with us and we encourge you to use it more.... ummmm I put 11.5k in april and pif and im at 7k for this month. She said im sure you will get approved eveuntualy but your score is a 696 and its to low for us. K thanks good bye.....click
1/26/13 wow that ridiculous....sorry
oh well try again next month lol!
The good news is its all SP's so you are not hurt by them at all....
Since I never give up I called the EO today and explained that my report has been frozed and asked her to send it over to the review team. She thanked me and said they would be in contact in the next 24-72 hours
I say call AGAIN and when they say no call AGAIN! keep riding them until they finally cave!!