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is the 6th time a charm?

Established Contributor

is the 6th time a charm?

Most of the old timers know that I got the PRG just to screw with amex, aparently they like me and hate me at the same time! I have put 10k+ single charges on the PRG with no problems or hickups. But every month on the 31st day I app for the BCP and the last 5 months have been declined. This was the 6th time + 3 days lol, I was running a couple days behind. Anyways. I did it at 10am this morning and its still pending....  call it yes or no? where is duncanrr????

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Message 1 of 30
29 REPLIES
Established Contributor

Re: is the 6th time a charm?

Yes! Did you call the automated line?

Message 2 of 30
Super Contributor

Re: is the 6th time a charm?


swpopham wrote:

Most of the old timers know that I got the PRG just to screw with amex, aparently they like me and hate me at the same time! I have put 10k+ single charges on the PRG with no problems or hickups. But every month on the 31st day I app for the BCP and the last 5 months have been declined. This was the 6th time + 3 days lol, I was running a couple days behind. Anyways. I did it at 10am this morning and its still pending....  call it yes or no? where is duncanrr????


I going with a yes .....make the call get it over with 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 30
Valued Contributor

Re: is the 6th time a charm?

They might get tired of your request apps and approved you for the heck outta it lol.....Goodluck buddie


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 4 of 30
Mega Contributor

Re: is the 6th time a charm?

Arnold-Schwarzenegger-Is-BackIn-Bronze11.jpg




EQ FICO 548 3/3/16
Message 5 of 30
Valued Member

Re: is the 6th time a charm?

If you've got a clean file with a spending habit of 10K they would approve you.  There is something else going on here......

Message 6 of 30
Moderator Emerita

Re: is the 6th time a charm?

Message 7 of 30
Established Contributor

Re: is the 6th time a charm?


Rackham94 wrote:

Yes! Did you call the automated line?


Ive been looking at the online thingy

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Message 8 of 30
Super Contributor

Re: is the 6th time a charm?

And I quote from your own sig

""As long as the music is playing, you've got to get up and dance,"

 

Dance with them already Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 30
Established Contributor

Re: is the 6th time a charm?


theoldnocreditmaster wrote:

If you've got a clean file with a spending habit of 10K they would approve you.  There is something else going on here......


I never said anything about a clean file! my fiile is 20+ pages of color! lol. I had a car repoed when i was in iraq in 04 and a discover charge off in 04 while overseas. But everything looks good since then, I dont know what my ex inquiry count is but its not too bad. every app for amex has been a soft

"As long as the music is playing, you've got to get up and dance," he said. "We're still dancing."---Prince CEO Citi Bank

"Money isn't the most important thing in life, but it's reasonably close to oxygen on the "gotta have it" scale". ~Zig Ziglar
Message 10 of 30